:root {
  --black: #050505;
  --deep: #111111;
  --dark: #1b1b1b;
  /* bareum-labs 브랜드 블루 (골드 → 블루 전면 교체, 변수명은 유지) */
  --gold: #4c75c5;
  --gold-light: #6f9bff;
  --white: #fff;
  --gray: #777;
  --line: #e6e6e6;
  --bg: #f7f7f7;
  --max: 1240px;
  --font-serif: "Nanum Myeongjo", "Noto Serif KR", serif;
  /* 히어로 3줄(라벨·헤드라인·서브) 공통 크기 — 전부 동일 */
  --hero-text: clamp(22px, 2.3vw, 32px);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Pretendard Variable", "Pretendard", -apple-system, BlinkMacSystemFont, system-ui, "Malgun Gothic", sans-serif;
  color: #111;
  background: #fff;
  letter-spacing: -0.01em;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  padding-bottom: 92px; /* 하단 고정 상담바 공간 */
}
@media (max-width: 720px) { body { padding-bottom: 78px; } }
a { color: inherit; text-decoration: none; }
button, input, select, textarea { font: inherit; }
button { cursor: pointer; }
img { display: block; max-width: 100%; }
.container { width: min(var(--max), calc(100% - 80px)); margin: 0 auto; }

.sg-header {
  position: fixed;
  inset: 0 0 auto;
  z-index: 50;
  height: 92px;
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: center;
  padding: 0 max(48px, calc((100vw - var(--max)) / 2));
  color: #1b1b1b;
  background: #fff;
  border-bottom: 1px solid #ececec;
  transition: height .28s ease, background .28s ease, border-color .28s ease, box-shadow .28s ease;
}
.sg-header.is-scrolled { background: #fff; height: 76px; box-shadow: 0 12px 30px rgba(0,0,0,.08); }
.sg-logo { display: flex; align-items: center; }
.sg-logo img {
  height: 46px;
  width: auto;
  display: block;
  transition: height .28s ease;
}
.sg-header.is-scrolled .sg-logo img { height: 40px; }
.sg-nav { display: flex; gap: 42px; font-size: 17px; font-weight: 700; }
.sg-nav a { position: relative; padding: 34px 0; }
.sg-nav a::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 27px;
  height: 2px;
  transform: scaleX(0);
  transform-origin: center;
  background: var(--gold-light);
  transition: transform .28s ease;
}
.sg-nav a:hover::after { transform: scaleX(1); }
.sg-menu { display: none; }
.mobile-nav { display: none; }

.sg-hero {
  position: relative;
  min-height: 100vh;
  color: #fff;
  background: #04060f;
  overflow: hidden;
}
.sg-hero::before {
  content: "";
  position: absolute;
  inset: -20%;
  z-index: 1;
  pointer-events: none;
  background: radial-gradient(circle at var(--mouse-x, 68%) var(--mouse-y, 42%), rgba(111,155,255,.18), transparent 24%);
  opacity: .72;
  transition: opacity .3s ease;
}
.hero-bg {
  position: absolute;
  inset: 0;
  overflow: hidden;
  transform: translate3d(0, calc(var(--hero-parallax, 0) * .08px), 0);
}
.hero-bg video {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: 70% center;
  filter: grayscale(.18) brightness(.58) contrast(1.06);
  transform: scale(1.08);
  animation: heroVideoDrift 18s ease-in-out infinite alternate;
}
/* 직접 만든 ORB 캔버스 (영상/Spline 대체) — 배경 전용 */
.hero-bg .hero-orb {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  display: block;
  pointer-events: none;
}
/* 좌측만 어둡게(문구 가독성), 중앙·우측은 ORB가 그대로 보이게 */
.hero-bg::after {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(90deg, rgba(3,5,12,.92) 0%, rgba(3,5,12,.62) 34%, rgba(3,5,12,0) 62%),
    linear-gradient(180deg, rgba(3,5,12,0) 55%, rgba(3,5,12,.55) 100%);
}
.hero-copy {
  position: relative;
  z-index: 3;
  width: min(var(--max), calc(100% - 80px));
  min-height: 100vh;
  margin: 0 auto;
  padding-top: clamp(150px, 18vh, 210px);
  padding-bottom: 92px;
}

/* 우측 인물 뒤 은은한 빛 — 어두운 정장이 배경에 묻히지 않게 분리 */
.hero-person-light {
  position: absolute;
  right: 0;
  top: 0;
  bottom: 0;
  width: 52%;
  z-index: 1;
  pointer-events: none;
  background: radial-gradient(46% 56% at 70% 44%, rgba(126,158,196,.30), rgba(126,158,196,.08) 46%, transparent 72%);
}

/* 우측 인물 — 하단에서 올라오듯 등장, 아래쪽은 부드럽게 페이드 */
.hero-person {
  position: absolute;
  right: clamp(0px, 3vw, 56px);
  bottom: 0;
  height: 76%;
  width: auto;
  max-width: 34%;
  object-fit: contain;
  object-position: bottom right;
  z-index: 2;
  pointer-events: none;
  filter: drop-shadow(0 30px 60px rgba(0,0,0,.5));
  -webkit-mask-image: linear-gradient(to bottom, #000 86%, transparent 100%);
  mask-image: linear-gradient(to bottom, #000 86%, transparent 100%);
  animation: heroPersonIn 1.1s cubic-bezier(.2,.8,.2,1) both .15s;
}
@keyframes heroPersonIn {
  from { opacity: 0; transform: translateX(46px) scale(1.02); }
  to { opacity: 1; transform: translateX(0) scale(1); }
}
/* 좁은 화면에선 인물 숨김 → 문구 가독성 우선 */
@media (max-width: 920px) {
  .hero-person, .hero-person-light { display: none; }
}
.scroll {
  margin: 0 0 clamp(46px, 7vh, 78px);
  color: rgba(255,255,255,.56);
  font-size: 13px;
  font-weight: 800;
  letter-spacing: 2px;
  writing-mode: vertical-rl;
  position: relative;
  animation: scrollFloat 2.2s ease-in-out infinite;
}
.scroll::after {
  content: "";
  display: inline-block;
  width: 1px;
  height: 64px;
  margin-top: 18px;
  background: linear-gradient(180deg, var(--gold-light), transparent);
  animation: scrollLine 1.7s ease-in-out infinite;
}
.hero-slides {
  position: relative;
  max-width: 940px;
  /* 가장 큰 슬라이드 기준 높이 고정 → 슬라이드 전환 시 아래 진행바가 튀지 않음 */
  min-height: clamp(330px, 42vh, 420px);
}
.hero-slide {
  display: none;
  position: relative;
  width: 100%;
  opacity: 0;
  transform: translateY(42px);
  transition: opacity .8s ease, transform .8s ease, filter .8s ease;
  pointer-events: none;
  filter: blur(6px);
}
.hero-slide.is-active {
  display: block;
  opacity: 1;
  transform: translateY(0);
  pointer-events: auto;
  filter: blur(0);
}
/* 히어로 헤드라인 3단: 메인헤드라인 → 서브헤드라인 → 문단 (아이브로우 없음) */
.hero-slide .hero-main,
.hero-slide .hero-sub,
.hero-slide .hero-para {
  opacity: 0;
  transform: translateY(32px);
  /* 별/지구본 위에서도 또렷하게 — 어두운 그림자 */
  text-shadow: 0 2px 20px rgba(2, 5, 14, .6), 0 1px 4px rgba(2, 5, 14, .55);
}
.hero-slide.is-active .hero-main {
  animation: heroTextIn .8s cubic-bezier(.2,.8,.2,1) forwards .10s;
}
.hero-slide.is-active .hero-sub {
  animation: heroTextIn .8s cubic-bezier(.2,.8,.2,1) forwards .26s;
}
.hero-slide.is-active .hero-para {
  animation: heroTextIn .8s cubic-bezier(.2,.8,.2,1) forwards .42s;
}
.hero-slide .hero-main {
  margin: 0;
  font-size: clamp(34px, 4.2vw, 58px);
  line-height: 1.16;
  font-weight: 800;
  letter-spacing: -0.025em;
  color: #f4f7fc;
}
.hero-slide .hero-sub {
  margin: 16px 0 0;
  font-size: clamp(20px, 2.2vw, 30px);
  line-height: 1.34;
  font-weight: 600;
  letter-spacing: -0.012em;
  color: rgba(255,255,255,.88);
}
.hero-slide .hero-para {
  margin: 22px 0 0;
  max-width: 560px;
  font-size: clamp(15px, 1.05vw, 18px);
  line-height: 1.66;
  font-weight: 400;
  letter-spacing: -0.003em;
  color: rgba(255,255,255,.64);
}
.hero-slide .hl { color: var(--gold-light); }
.hero-slide .hero-para b { color: var(--gold-light); font-weight: 700; }
/* 히어로 슬라이드 CTA 버튼 */
.hero-cta {
  display: inline-flex; align-items: center; gap: 10px; margin-top: 30px;
  padding: 15px 30px; border-radius: 10px;
  background: var(--gold); color: #fff; font-size: 16px; font-weight: 800;
  box-shadow: 0 18px 40px -12px rgba(76,117,197,.65);
  text-shadow: none; cursor: pointer; border: 0;
  transition: background .2s ease, transform .2s ease;
}
.hero-cta span { transition: transform .2s ease; }
.hero-cta:hover { background: #6f9bff; transform: translateY(-2px); }
.hero-cta:hover span { transform: translateX(4px); }
.hero-slide .hero-cta { opacity: 0; transform: translateY(32px); }
.hero-slide.is-active .hero-cta { animation: heroTextIn .8s cubic-bezier(.2,.8,.2,1) forwards .54s; }
.hero-progress {
  display: flex;
  align-items: center;
  gap: 22px;
  position: relative;
  left: auto;
  top: auto;
  bottom: auto;
  width: min(460px, 100%);
  margin-top: 46px;
}
.hero-progress button {
  display: grid;
  grid-template-columns: 72px auto;
  align-items: center;
  gap: 12px;
  border: 0;
  background: transparent;
  color: rgba(255,255,255,.48);
  padding: 0;
  font-weight: 900;
  transition: color .24s ease, transform .24s ease;
}
.hero-progress button:hover { transform: translateY(-2px); color: #fff; }
.hero-progress span {
  position: relative;
  display: block;
  height: 2px;
  background: rgba(255,255,255,.22);
  overflow: hidden;
}
.hero-progress span::after {
  content: "";
  position: absolute;
  inset: 0;
  transform: scaleX(0);
  transform-origin: left center;
  background: var(--gold-light);
}
.hero-progress button.is-active {
  color: var(--gold-light);
}
.hero-progress button.is-active span::after {
  animation: heroGauge 5s linear forwards;
}

.data-section {
  padding: 128px 0 118px;
  background: linear-gradient(180deg, #fbfcfe 0%, #f2f5fb 100%);
}
.ds-head {
  text-align: center;
  max-width: 760px;
  margin: 0 auto 54px;
}
.ds-head .label {
  margin: 0 0 16px;
  color: var(--gold);
  font-size: 14px;
  font-weight: 800;
  letter-spacing: 0.18em;
}
.ds-head h2 {
  margin: 0;
  font-size: clamp(27px, 3.2vw, 42px);
  line-height: 1.36;
  font-weight: 800;
  color: #16213a;
  letter-spacing: -0.02em;
}
.ds-head h2 strong { color: var(--gold); font-weight: 800; }
.data-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
  max-width: 1000px;
  margin: 0 auto;
}
.data-grid article {
  position: relative;
  overflow: hidden;
  min-height: 208px;
  padding: 38px 40px;
  border: 1px solid #e6ebf3;
  border-radius: 16px;
  background: linear-gradient(135deg, #f7f9fd 0%, #e9eff8 100%);
  transition: transform .34s ease, box-shadow .34s ease, border-color .34s ease;
}
.data-grid article::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background:
    repeating-linear-gradient(135deg, rgba(76,117,197,.05) 0 1px, transparent 1px 26px),
    radial-gradient(130% 120% at 116% -16%, rgba(76,117,197,.12), transparent 56%);
}
.data-grid article > :not(canvas), .ab-val > :not(canvas) { position: relative; z-index: 2; }
/* 카드 우측 하단 미니 파티클 지구본 (3D) */
.data-grid .ds-orb, .ab-val .ds-orb {
  position: absolute;
  z-index: 1;
  bottom: -78px;
  right: -70px;
  width: 300px;
  height: 300px;
  pointer-events: none;
  /* 글자 쪽(좌상단)으로 갈수록 사라지고 우측 하단 모서리에서만 보이게 */
  -webkit-mask-image: radial-gradient(120% 120% at 100% 100%, #000 32%, transparent 70%);
  mask-image: radial-gradient(120% 120% at 100% 100%, #000 32%, transparent 70%);
}
.data-grid article:hover {
  transform: translateY(-8px);
  border-color: var(--gold);
  box-shadow: 0 24px 56px rgba(20,40,80,.12);
}
.data-grid .ds-label {
  display: block;
  color: #5b6b86;
  font-size: 16px;
  font-weight: 700;
  letter-spacing: -0.01em;
}
.data-grid .ds-num {
  display: block;
  margin: 16px 0 18px;
  color: var(--gold);
  font-size: 48px;
  line-height: 1;
  font-weight: 900;
  letter-spacing: -0.02em;
}
.data-grid .ds-num--text { font-size: 27px; letter-spacing: -0.01em; }
.data-grid .ds-star { color: var(--gold); font-size: 0.82em; }
.data-grid p {
  margin: 0;
  color: #6b7587;
  font-size: 15.5px;
  line-height: 1.72;
  font-weight: 500;
}

/* ===== 3번째 섹션: 대표 소개 (좌 텍스트 / 우 인물 카드) ===== */
.founder {
  position: relative;
  padding: 130px 0;
  background: linear-gradient(165deg, #eef3fb 0%, #f7fafd 55%, #ffffff 100%);
  overflow: hidden;
}
.founder__watermark {
  position: absolute;
  top: 50%;
  right: -2%;
  transform: translateY(-50%);
  font-size: clamp(140px, 24vw, 360px);
  font-weight: 900;
  letter-spacing: -0.04em;
  color: rgba(54, 93, 168, 0.055);
  line-height: 1;
  pointer-events: none;
  white-space: nowrap;
  z-index: 0;
}
.founder__inner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr 470px;
  gap: 72px;
  align-items: center;
}
.founder__eyebrow {
  margin: 0 0 22px;
  color: var(--gold);
  font-size: 16px;
  font-weight: 800;
  letter-spacing: 0.02em;
}
.founder__title {
  margin: 0 0 30px;
  font-size: clamp(29px, 3.3vw, 46px);
  line-height: 1.34;
  font-weight: 800;
  color: #16213a;
  letter-spacing: -0.02em;
}
.founder__title strong { color: var(--gold); font-weight: 800; }
.founder__quote {
  margin: 0;
  padding: 4px 0 4px 24px;
  border-left: 3px solid var(--gold);
  max-width: 540px;
  font-size: 18px;
  line-height: 1.85;
  font-weight: 500;
  color: #4a5568;
}
.founder__quote::before { content: "“"; }
.founder__quote::after { content: "”"; }
.founder__card {
  position: relative;
  margin: 0;
  width: 100%;
  aspect-ratio: 4 / 5;
  border-radius: 22px;
  overflow: hidden;
  background: linear-gradient(180deg, #c9d2e0, #9fa9bd);
  box-shadow: 0 40px 90px rgba(20, 40, 80, 0.22);
  border: 1px solid rgba(255,255,255,.5);
}
.founder__card img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: top center;
  display: block;
}
.founder__chrome {
  position: absolute;
  top: 16px;
  right: 18px;
  z-index: 2;
  display: flex;
  align-items: center;
  gap: 6px;
}
.founder__chrome i { width: 5px; height: 5px; border-radius: 50%; background: rgba(255,255,255,.55); }
.founder__chrome b { width: 18px; height: 5px; border-radius: 3px; background: rgba(255,255,255,.55); }
.founder__plate {
  position: absolute;
  left: 0; right: 0; bottom: 0;
  z-index: 2;
  padding: 64px 0 26px;
  text-align: center;
  background: linear-gradient(180deg, transparent, rgba(8, 18, 38, 0.9));
  color: #fff;
}
.founder__role { display: block; font-size: 13px; font-weight: 600; color: rgba(255,255,255,.72); margin-bottom: 6px; letter-spacing: .02em; }
.founder__name { font-size: 24px; font-weight: 800; letter-spacing: -0.01em; }
.founder__btn {
  display: inline-flex; align-items: center; gap: 10px; margin-top: 30px;
  padding: 15px 28px; border-radius: 10px;
  background: var(--gold); color: #fff; font-size: 16px; font-weight: 800;
  box-shadow: 0 16px 32px -12px rgba(76,117,197,.55);
  transition: background .2s ease, transform .2s ease;
}
.founder__btn span { transition: transform .2s ease; }
.founder__btn:hover { background: #365da8; transform: translateY(-2px); }
.founder__btn:hover span { transform: translateX(4px); }

/* ===== 4번째 섹션: 고객후기 ===== */
.reviews2 { padding: clamp(80px, 10vw, 120px) 0; background: linear-gradient(180deg, #eef3fb 0%, #f7fafd 100%); }
.reviews2__head { text-align: center; max-width: 780px; margin: 0 auto clamp(44px, 6vw, 64px); }
.reviews2__head h2 { margin: 0; font-size: clamp(24px, 1.3rem + 1.1vw, 38px); line-height: 1.44; font-weight: 800; color: #15233f; letter-spacing: -0.02em; }
.reviews2__head h2 strong { color: var(--gold); }
.reviews2__grid { max-width: 1120px; margin: 0 auto; display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.rv-card {
  background: #fff; border: 1px solid #e6ebf3; border-radius: 16px;
  padding: 30px 30px 28px;
  box-shadow: 0 18px 40px -26px rgba(20,35,80,.3);
  transition: transform .3s ease, box-shadow .3s ease;
}
.rv-card:hover { transform: translateY(-6px); box-shadow: 0 30px 56px -28px rgba(20,35,80,.4); }
.rv-card__top { display: flex; align-items: center; gap: 12px; margin-bottom: 18px; }
.rv-card__avatar { width: 46px; height: 46px; border-radius: 50%; flex: none; background: linear-gradient(135deg, #6f9bff, #4c75c5); position: relative; }
.rv-card__avatar::after {
  content: ""; position: absolute; inset: 0;
  background: rgba(255,255,255,.92);
  -webkit-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Ccircle cx='12' cy='8.5' r='3.6'/%3E%3Cpath d='M4.5 20c0-4.2 3.5-6.6 7.5-6.6s7.5 2.4 7.5 6.6z'/%3E%3C/svg%3E") center/58% no-repeat;
  mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Ccircle cx='12' cy='8.5' r='3.6'/%3E%3Cpath d='M4.5 20c0-4.2 3.5-6.6 7.5-6.6s7.5 2.4 7.5 6.6z'/%3E%3C/svg%3E") center/58% no-repeat;
}
.rv-card__tag { display: inline-flex; align-items: center; padding: 7px 14px; border-radius: 8px; background: rgba(76,117,197,.1); color: var(--gold); font-size: 14px; font-weight: 800; }
.rv-card__story { margin: 0; font-size: 15px; line-height: 1.75; color: #4a5568; font-weight: 500; }
.rv-card__story b { color: #16213a; font-weight: 700; }
.rv-card__by { margin: 18px 0 0; font-size: 13.5px; color: #8a93a3; font-weight: 600; }
.reviews2__cta { margin-top: clamp(38px, 5vw, 54px); text-align: center; }
.reviews2__cta a {
  display: inline-flex; align-items: center; gap: 10px;
  padding: 16px 36px; border-radius: 50px;
  border: 1.5px solid var(--gold); background: #fff;
  color: var(--gold); font-size: 16px; font-weight: 800;
  transition: background .2s ease, color .2s ease, transform .2s ease, box-shadow .2s ease;
}
.reviews2__cta a span { transition: transform .2s ease; }
.reviews2__cta a:hover { background: var(--gold); color: #fff; transform: translateY(-2px); box-shadow: 0 16px 34px -12px rgba(76,117,197,.5); }
.reviews2__cta a:hover span { transform: translateX(4px); }
@media (max-width: 960px) { .reviews2__grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 640px) { .reviews2__grid { grid-template-columns: 1fr; } }

/* ===== 자금분야 섹션 (네이비 카드) ===== */
.svc { padding: clamp(82px, 10vw, 122px) 0; background: linear-gradient(180deg, #f4f7fc 0%, #ffffff 100%); }
.svc__head { text-align: center; margin-bottom: clamp(44px, 6vw, 64px); }
.svc__eyebrow { margin: 0 0 14px; color: var(--gold); font-size: 14px; font-weight: 800; letter-spacing: 0.18em; }
.svc__title { margin: 0; font-size: clamp(28px, 1.6rem + 1.2vw, 44px); font-weight: 800; color: #15233f; letter-spacing: -0.02em; }
.svc__sub { margin: 16px 0 0; font-size: clamp(15px, 0.9rem + 0.3vw, 18px); color: #5a6678; line-height: 1.6; }
.svc__sub strong { color: var(--gold); }
.svc__grid { max-width: 1120px; margin: 0 auto; display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.svc__card {
  position: relative; overflow: hidden; min-height: 258px;
  border-radius: 16px; padding: 28px 26px;
  display: flex; flex-direction: column; justify-content: space-between;
  color: #fff;
  background: linear-gradient(158deg, #294a74 0%, #1b3556 54%, #112844 100%);
  box-shadow: 0 22px 48px -26px rgba(20, 40, 80, 0.5);
  transition: transform .3s ease, box-shadow .3s ease;
}
.svc__card::before {
  content: ""; position: absolute; inset: 0; pointer-events: none;
  background:
    radial-gradient(120% 90% at 112% -12%, rgba(111,155,255,.24), transparent 56%),
    repeating-linear-gradient(135deg, rgba(255,255,255,.035) 0 1px, transparent 1px 22px);
}
.svc__card > * { position: relative; z-index: 1; }
.svc__card:hover { transform: translateY(-8px); box-shadow: 0 34px 62px -26px rgba(20, 40, 80, 0.62); }
.svc__tit { font-size: clamp(19px, 1.05rem + 0.4vw, 23px); font-weight: 800; letter-spacing: -0.01em; }
.svc__desc { margin: 0; font-size: 14.5px; line-height: 1.62; color: rgba(255, 255, 255, 0.82); }
@media (max-width: 980px) { .svc__grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .svc__grid { grid-template-columns: 1fr; } .svc__card { min-height: 170px; } }

/* ===== 마지막: FAQ (좌 아코디언 / 우 텍스트) ===== */
.faq2 { padding: clamp(82px, 10vw, 122px) 0; background: #fff; }
.faq2__inner { display: grid; grid-template-columns: 1.15fr 0.85fr; gap: clamp(40px, 5vw, 76px); align-items: start; }
.faq2__list { display: flex; flex-direction: column; gap: 14px; }
.faq2__item {
  border: 1px solid #e6ebf3; border-radius: 14px; background: #fff;
  box-shadow: 0 14px 36px -28px rgba(20,35,80,.3);
  overflow: hidden; transition: border-color .25s ease, box-shadow .25s ease;
}
.faq2__item[open] { border-color: var(--gold); box-shadow: 0 22px 48px -28px rgba(76,117,197,.5); }
.faq2__item summary {
  list-style: none; cursor: pointer;
  display: flex; align-items: center; justify-content: space-between; gap: 16px;
  padding: 23px 26px; font-size: clamp(16px, 0.9rem + 0.3vw, 18px); font-weight: 700; color: #16213a;
}
.faq2__item summary::-webkit-details-marker { display: none; }
.faq2__icon { position: relative; flex: none; width: 20px; height: 20px; }
.faq2__icon::before, .faq2__icon::after { content: ""; position: absolute; top: 50%; left: 50%; transform: translate(-50%,-50%); background: var(--gold); border-radius: 2px; transition: transform .28s ease, opacity .28s ease; }
.faq2__icon::before { width: 14px; height: 2px; }
.faq2__icon::after { width: 2px; height: 14px; }
.faq2__item[open] .faq2__icon::after { transform: translate(-50%,-50%) rotate(90deg); opacity: 0; }
.faq2__a { padding: 0 26px 26px; }
.faq2__a p { margin: 0; font-size: 15px; line-height: 1.8; color: #4a5568; font-weight: 400; }
.faq2__a b { color: #16213a; font-weight: 700; }
.faq2__more { display: inline-flex; align-items: center; gap: 6px; margin-top: 16px; color: var(--gold); font-size: 14px; font-weight: 800; }
.faq2__more span { transition: transform .2s ease; }
.faq2__more:hover span { transform: translateX(4px); }
.faq2__aside { position: sticky; top: 110px; }
.faq2__eyebrow { margin: 0 0 18px; color: var(--gold); font-size: 14px; font-weight: 800; letter-spacing: 0.14em; }
.faq2__title { margin: 0 0 22px; font-size: clamp(28px, 1.5rem + 1.2vw, 42px); line-height: 1.3; font-weight: 800; color: #15233f; letter-spacing: -0.02em; }
.faq2__title strong { color: var(--gold); }
.faq2__desc { margin: 0 0 30px; font-size: 16px; line-height: 1.85; color: #5a6678; font-weight: 400; }
.faq2__link { display: inline-flex; align-items: center; gap: 12px; font-size: 16px; font-weight: 800; color: #15233f; }
.faq2__arrow { display: grid; place-items: center; width: 44px; height: 44px; border-radius: 50%; background: var(--gold); color: #fff; font-size: 18px; transition: transform .2s ease, background .2s ease; }
.faq2__link:hover .faq2__arrow { transform: translateX(4px); background: #365da8; }
@media (max-width: 900px) {
  .faq2__inner { grid-template-columns: 1fr; gap: 38px; }
  .faq2__aside { position: static; order: -1; }
}

@media (max-width: 920px) {
  .founder { padding: 88px 0; }
  .founder__inner { grid-template-columns: 1fr; gap: 42px; }
  .founder__card { max-width: 380px; margin: 0 auto; }
  .founder__quote { font-size: 16px; }
  .founder__watermark { font-size: 34vw; }
}

/* ============================================================
   회사소개 페이지 (about.html)
   ============================================================ */
.ab-eyebrow { margin: 0 0 14px; color: var(--gold); font-size: 14px; font-weight: 800; letter-spacing: 0.18em; }
.ab-eyebrow--light { color: #9cc0ff; }

/* 1. 히어로 */
.ab-hero {
  padding: clamp(150px, 17vh, 210px) 0 clamp(70px, 9vw, 110px);
  background: linear-gradient(165deg, #eef3fb 0%, #f7fafd 60%, #fff 100%);
  text-align: center;
}
.ab-hero__eyebrow { margin: 0 0 20px; color: var(--gold); font-size: 14px; font-weight: 800; letter-spacing: 0.2em; }
.ab-hero__title {
  margin: 0 auto;
  max-width: 880px;
  font-size: clamp(30px, 2.4rem + 1.4vw, 56px);
  line-height: 1.28;
  font-weight: 800;
  color: #15233f;
  letter-spacing: -0.025em;
}
.ab-hero__title strong { color: var(--gold); }
.ab-hero__sub {
  margin: 26px auto 0;
  max-width: 660px;
  font-size: clamp(16px, 0.9rem + 0.3vw, 19px);
  line-height: 1.7;
  color: #5a6678;
  font-weight: 500;
}

/* 2. 대표 인사말 */
.ab-greeting { padding: clamp(70px, 9vw, 120px) 0; background: #fff; }
.ab-greeting__inner {
  display: grid;
  grid-template-columns: 420px 1fr;
  gap: clamp(40px, 5vw, 80px);
  align-items: center;
}
.ab-greeting__photo {
  position: relative;
  margin: 0;
  width: 100%;
  aspect-ratio: 4 / 5;
  border-radius: 22px;
  overflow: hidden;
  background: linear-gradient(180deg, #c9d2e0, #9fa9bd);
  box-shadow: 0 40px 90px rgba(20, 40, 80, 0.2);
  border: 1px solid rgba(255,255,255,.5);
}
.ab-greeting__photo img { width: 100%; height: 100%; object-fit: cover; object-position: top center; display: block; }
.ab-greeting__title {
  margin: 0 0 26px;
  font-size: clamp(26px, 1.4rem + 1.2vw, 40px);
  line-height: 1.34;
  font-weight: 800;
  color: #15233f;
  letter-spacing: -0.02em;
}
.ab-greeting__title strong { color: var(--gold); }
.ab-greeting__body > p {
  margin: 0 0 16px;
  font-size: clamp(15px, 0.9rem + 0.15vw, 16.5px);
  line-height: 1.85;
  color: #4a5568;
  font-weight: 400;
}
.ab-greeting__body b { color: #16213a; font-weight: 700; }
.ab-greeting__sign { margin-top: 26px !important; padding-top: 22px; border-top: 1px solid #eef1f6; }
.ab-greeting__sign strong { display: block; color: var(--gold); font-size: 18px; font-weight: 800; margin-bottom: 6px; }
.ab-greeting__sign span { color: #8a93a3; font-size: 14px; }

/* 3. 핵심가치 */
.ab-values { padding: clamp(80px, 10vw, 120px) 0; background: linear-gradient(180deg, #f4f7fc 0%, #fff 100%); }
.ab-head { text-align: center; margin-bottom: clamp(40px, 5vw, 60px); }
.ab-head__title { margin: 0; font-size: clamp(26px, 1.4rem + 1vw, 40px); font-weight: 800; color: #15233f; letter-spacing: -0.02em; }
.ab-head__title strong { color: var(--gold); }
.ab-values__grid { max-width: 1080px; margin: 0 auto; display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; }
.ab-val {
  position: relative;
  overflow: hidden;
  padding: 40px 42px 38px;
  background: linear-gradient(135deg, #f7f9fd 0%, #e9eff8 100%);
  border: 1px solid #e6ebf3;
  border-radius: 16px;
  box-shadow: 0 20px 44px -28px rgba(20, 35, 80, 0.28);
  transition: transform .34s ease, box-shadow .34s ease, border-color .34s ease;
}
.ab-val::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background:
    repeating-linear-gradient(135deg, rgba(76,117,197,.05) 0 1px, transparent 1px 26px),
    radial-gradient(130% 120% at 116% -16%, rgba(76,117,197,.12), transparent 56%);
}
.ab-val:hover { transform: translateY(-8px); border-color: var(--gold); box-shadow: 0 24px 56px rgba(20,40,80,.12); }
.ab-val__en { display: block; font-size: 13px; font-weight: 900; letter-spacing: 0.18em; color: var(--gold); margin-bottom: 14px; }
.ab-val h3 { margin: 0 0 16px; font-size: clamp(20px, 1.1rem + 0.5vw, 26px); line-height: 1.32; font-weight: 800; color: #16213a; letter-spacing: -0.02em; }
.ab-val p { margin: 0; font-size: 15px; line-height: 1.75; color: #6b7587; font-weight: 500; }

/* 4. CTA */
.ab-cta { padding: clamp(80px, 10vw, 120px) 0; text-align: center; color: #fff; background: linear-gradient(135deg, #1c3959 0%, #21436a 45%, #2c5a93 100%); }
.ab-cta__title { margin: 0 0 18px; font-size: clamp(28px, 1.6rem + 1.2vw, 44px); font-weight: 800; letter-spacing: -0.02em; }
.ab-cta__sub { margin: 0 auto 36px; max-width: 560px; font-size: clamp(15px, 0.9rem + 0.2vw, 18px); line-height: 1.8; color: rgba(255,255,255,.82); }
.ab-cta__btns { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }
.ab-cta__primary { height: 58px; padding: 0 38px; border: 0; border-radius: 10px; background: #fff; color: #1c3959; font-size: 17px; font-weight: 800; cursor: pointer; transition: transform .2s ease, box-shadow .2s ease; }
.ab-cta__primary:hover { transform: translateY(-2px); box-shadow: 0 18px 40px rgba(0,0,0,.25); }
.ab-cta__tel { display: inline-flex; align-items: center; height: 58px; padding: 0 32px; border: 1.5px solid rgba(255,255,255,.4); border-radius: 10px; color: #fff; font-size: 17px; font-weight: 700; }
.ab-cta__tel:hover { background: rgba(255,255,255,.1); }

@media (max-width: 900px) {
  .ab-greeting__inner { grid-template-columns: 1fr; gap: 40px; }
  .ab-greeting__photo { max-width: 380px; margin: 0 auto; }
  .ab-values__grid { grid-template-columns: 1fr; }
}

.members {
  padding: 150px 0;
  background: var(--bg);
}
.label {
  margin: 0 0 18px;
  color: var(--gold);
  font-size: 14px;
  font-weight: 900;
  letter-spacing: 2px;
}
.members h2,
.groups h2,
.case-search h2,
.reviews h2,
.faq h2,
.consult h2 {
  margin: 0;
  font-size: 48px;
  line-height: 1.32;
  font-weight: 900;
}
.member-feature {
  display: grid;
  grid-template-columns: .95fr 1.05fr;
  gap: 72px;
  align-items: center;
  margin-top: 64px;
  background: #fff;
  box-shadow: 0 24px 70px rgba(0,0,0,.08);
}
.member-feature img { width: 100%; height: 620px; object-fit: cover; transition: transform 1.1s ease, filter .5s ease; }
.member-feature { overflow: hidden; }
.member-feature:hover img { transform: scale(1.045); filter: saturate(1.06) contrast(1.04); }
.member-feature > div { padding: 54px 62px 54px 0; }
.role { color: var(--gold); font-size: 18px; font-weight: 900; }
.member-feature h3 { margin: 18px 0 26px; font-size: 42px; line-height: 1.3; }
.member-feature p { color: #666; font-size: 18px; line-height: 1.82; }
.member-feature dl { margin: 34px 0 0; border-top: 1px solid #ddd; }
.member-feature dl div { display: grid; grid-template-columns: 100px 1fr; border-bottom: 1px solid #ddd; }
.member-feature dt, .member-feature dd { margin: 0; padding: 16px; font-size: 15px; }
.member-feature dt { font-weight: 900; background: #f3f3f3; }
.member-feature dd { color: #555; font-weight: 700; }
.member-row { display: grid; grid-template-columns: repeat(3,1fr); gap: 24px; margin-top: 34px; }
.member-row article { background: #fff; }
.member-row article,
.link-grid a,
.case-list article,
.review-grid article,
.group-grid button {
  transition: transform .32s ease, box-shadow .32s ease, background .32s ease, color .32s ease;
}
.member-row article:hover,
.link-grid a:hover,
.case-list article:hover,
.review-grid article:hover {
  transform: translateY(-12px);
  box-shadow: 0 26px 70px rgba(0,0,0,.12);
}
.member-row img { width: 100%; aspect-ratio: 4/3; object-fit: cover; filter: grayscale(.12); transition: transform .75s ease, filter .42s ease; }
.member-row article { overflow: hidden; }
.member-row article:hover img { transform: scale(1.06); filter: grayscale(0) contrast(1.04); }
.member-row span { display: block; padding: 22px 24px 0; color: var(--gold); font-weight: 900; }
.member-row strong { display: block; padding: 8px 24px 28px; font-size: 22px; line-height: 1.4; }

.link-cards { padding: 90px 0; background: #111; }
.link-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 1px; background: rgba(255,255,255,.18); }
.link-grid a {
  min-height: 270px;
  padding: 38px;
  color: #fff;
  background: linear-gradient(180deg, #1d1d1d, #090909);
  position: relative;
  overflow: hidden;
}
.link-grid a::before {
  content: "";
  position: absolute;
  inset: 0;
  transform: translateX(-120%) skewX(-18deg);
  background: linear-gradient(90deg, transparent, rgba(111,155,255,.18), transparent);
  transition: transform .75s ease;
}
.link-grid a:hover::before { transform: translateX(120%) skewX(-18deg); }
.link-grid a > * { position: relative; z-index: 1; }
.link-grid span { color: var(--gold-light); font-weight: 900; }
.link-grid h3 { margin: 52px 0 8px; font-size: 31px; }
.link-grid p { margin: 0; color: rgba(255,255,255,.58); font-weight: 800; }
.link-grid em { display: inline-block; margin-top: 34px; color: var(--gold-light); font-style: normal; font-weight: 900; }

.groups {
  padding: 150px 0;
  color: #fff;
  background: #050505;
  text-align: center;
}
.group-sub { margin: 18px 0 54px; color: rgba(255,255,255,.62); font-size: 20px; font-weight: 700; }
.group-grid { display: grid; grid-template-columns: repeat(5,1fr); gap: 1px; background: rgba(255,255,255,.16); }
.group-grid button {
  height: 112px;
  border: 0;
  background: #171717;
  color: #fff;
  font-size: 19px;
  font-weight: 900;
  position: relative;
  overflow: hidden;
}
.group-grid button::after {
  content: "";
  position: absolute;
  left: 20px;
  right: 20px;
  bottom: 24px;
  height: 2px;
  transform: scaleX(0);
  background: currentColor;
  transition: transform .32s ease;
}
.group-grid button:hover::after { transform: scaleX(1); }
.group-grid button:hover { background: var(--gold); color: #111; }

.case-search { padding: 150px 0; background: #fff; }
.search-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 76px; align-items: start; }
.search-box { display: grid; grid-template-columns: 1fr 110px; margin-top: 42px; border-bottom: 3px solid #111; }
.search-box input { height: 62px; border: 0; outline: 0; font-size: 18px; }
.search-box button { border: 0; background: #111; color: #fff; font-weight: 900; }
.chips { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 24px; }
.chips button { height: 40px; padding: 0 18px; border: 1px solid #ddd; background: #fff; font-weight: 800; transition: transform .25s ease, background .25s ease, color .25s ease, border-color .25s ease; }
.chips button:hover { transform: translateY(-3px); border-color: var(--gold); background: var(--gold); color: #111; }
.case-list { display: grid; gap: 16px; }
.case-list article { padding: 30px; border: 1px solid #ddd; }
.case-list span { color: var(--gold); font-weight: 900; }
.case-list strong { display: block; margin-top: 12px; font-size: 25px; }
.case-list p { color: #666; line-height: 1.7; }

.reviews { padding: 150px 0; background: var(--bg); }
.review-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 16px; margin-top: 54px; }
.review-grid article { min-height: 210px; padding: 28px; background: #fff; color: #555; line-height: 1.75; font-weight: 700; box-shadow: 0 14px 40px rgba(0,0,0,.06); }

.faq { padding: 150px 0; background: #fff; }
.faq-layout { display: grid; grid-template-columns: .9fr 1.1fr; gap: 76px; align-items: center; }
.faq img { width: 100%; height: 560px; object-fit: cover; filter: grayscale(.1); transition: transform 1s ease, filter .45s ease; }
.faq img:hover { transform: scale(1.035); filter: grayscale(0) contrast(1.03); }
details { border-bottom: 1px solid #ddd; padding: 24px 0; overflow: hidden; }
summary { cursor: pointer; font-size: 21px; font-weight: 900; transition: color .24s ease; }
summary:hover { color: var(--gold); }
details p { color: #666; line-height: 1.8; animation: faqOpen .35s ease; }

.animate-item {
  opacity: 0;
  transform: translateY(72px);
  filter: blur(8px);
  transition:
    opacity .82s cubic-bezier(.2,.8,.2,1),
    transform .82s cubic-bezier(.2,.8,.2,1),
    filter .82s cubic-bezier(.2,.8,.2,1),
    box-shadow .32s ease,
    background .32s ease,
    color .32s ease;
  transition-delay: var(--delay, 0ms);
  will-change: opacity, transform, filter;
}

.reveal-section.is-visible .animate-item {
  opacity: 1;
  transform: translateY(0);
  filter: blur(0);
}

@keyframes heroReveal {
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes heroGauge {
  to {
    transform: scaleX(1);
  }
}

@keyframes heroTextIn {
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes heroVideoDrift {
  from { transform: scale(1.08) translate3d(-1.2%, 0, 0); }
  to { transform: scale(1.14) translate3d(1.2%, -1%, 0); }
}

@keyframes scrollFloat {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(12px); }
}

@keyframes scrollLine {
  0% { transform: scaleY(.18); transform-origin: top; opacity: .25; }
  50% { transform: scaleY(1); opacity: 1; }
  100% { transform: scaleY(.18); transform-origin: bottom; opacity: .25; }
}

@keyframes faqOpen {
  from { opacity: 0; transform: translateY(-8px); }
  to { opacity: 1; transform: translateY(0); }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    animation-duration: .001ms !important;
    animation-iteration-count: 1 !important;
    scroll-behavior: auto !important;
    transition-duration: .001ms !important;
  }

  .animate-item {
    opacity: 1;
    transform: none;
    filter: none;
  }

  /* 모션 줄이기 설정 사용자도 히어로 문구가 반드시 보이도록 (애니메이션 의존 제거) */
  .hero-slide .hero-main,
  .hero-slide .hero-sub,
  .hero-slide .hero-para,
  .hero-slide .hero-cta {
    opacity: 1 !important;
    transform: none !important;
  }

  .hero-bg video {
    transform: none;
  }
}

.consult {
  padding: 150px 0;
  color: #fff;
  background: linear-gradient(90deg, rgba(0,0,0,.9), rgba(0,0,0,.55)), url("assets/ai-credit-consult-main.png") center/cover;
}
.consult-box { display: grid; grid-template-columns: .8fr 1.2fr; gap: 80px; align-items: start; }
.consult form { display: grid; gap: 14px; padding: 42px; background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.25); }
.consult input, .consult select, .consult textarea {
  min-height: 56px;
  border: 0;
  padding: 0 16px;
  background: rgba(255,255,255,.92);
}
.consult textarea { min-height: 120px; padding-top: 14px; resize: vertical; }
.consult label { font-size: 14px; font-weight: 700; }
.consult-row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.consult-radio { display: flex; align-items: center; gap: 16px; flex-wrap: wrap; color: #fff; padding: 2px 0; }
.consult-radio > span { font-size: 14px; font-weight: 700; min-width: 132px; }
.consult-radio label { display: inline-flex; align-items: center; gap: 6px; font-size: 14px; cursor: pointer; }
.consult-agree { display: block; }
.consult-agree b { color: var(--gold-light); }
.consult form button { height: 60px; border: 0; border-radius: 8px; background: var(--gold-light); color: #fff; font-size: 18px; font-weight: 900; cursor: pointer; }
.form-result { min-height: 20px; margin: 0; color: #fff; font-weight: 800; }
@media (max-width: 700px) { .consult-row2 { grid-template-columns: 1fr; } }

.footer { padding: 58px 0; color: rgba(255,255,255,.72); background: #050505; }
.footer strong { color: #fff; font-size: 24px; }
.footer p { margin: 10px 0 0; font-size: 14px; }
.floating-cta { position: fixed; right: 28px; bottom: 28px; z-index: 40; display: grid; gap: 10px; }
.floating-cta a, .floating-cta button { display: grid; place-items: center; width: 62px; height: 62px; border: 0; border-radius: 50%; font-weight: 900; box-shadow: 0 18px 36px rgba(0,0,0,.24); }
.floating-cta a { background: var(--gold-light); color: #111; }
.floating-cta button { background: #111; color: #fff; font-size: 22px; }

@media (max-width: 1100px) {
  .sg-nav { display: none; }
  .sg-menu { display: block; width: 44px; height: 44px; border: 0; background: transparent; color: #1b1b1b; position: relative; }
  .sg-menu span { position: absolute; left: 8px; right: 8px; height: 2px; background: currentColor; }
  .sg-menu span:first-child { top: 15px; }
  .sg-menu span:last-child { bottom: 15px; }
  .mobile-nav { position: fixed; top: 76px; left: 20px; right: 20px; z-index: 49; padding: 16px; background: #fff; color: #1b1b1b; border: 1px solid #ececec; box-shadow: 0 18px 44px rgba(0,0,0,.12); }
  .mobile-nav.is-open { display: block; }
  .mobile-nav a { display: block; padding: 16px; border-bottom: 1px solid #eee; }
  .data-layout, .member-feature, .search-layout, .faq-layout, .consult-box { grid-template-columns: 1fr; }
  .group-grid { grid-template-columns: repeat(2,1fr); }
  .review-grid, .member-row { grid-template-columns: repeat(2,1fr); }
}

@media (max-width: 700px) {
  .container, .hero-copy { width: calc(100% - 32px); }
  .sg-header { height: 76px; padding: 0 16px; }
  .sg-logo img { height: 30px; padding: 6px 12px; }
  .sg-header.is-scrolled .sg-logo img { height: 28px; padding: 5px 11px; }
  .hero-copy {
    padding-top: clamp(170px, 30vh, 300px);
    padding-bottom: 72px;
  }
  .scroll { display: none; }
  .hero-slides { min-height: 0; }
  /* 모바일: 지구본·별 위에서 문구 가독성 확보 — 어두운 스크림 강화 */
  .hero-bg::after {
    background:
      linear-gradient(180deg, rgba(3,5,12,.5) 0%, rgba(3,5,12,.32) 40%, rgba(3,5,12,.82) 100%),
      linear-gradient(90deg, rgba(3,5,12,.7) 0%, rgba(3,5,12,.24) 72%, transparent 100%);
  }
  .hero-slide .hero-main { font-size: 33px; }
  .hero-slide .hero-sub { font-size: 21px; }
  .hero-slide .hero-para { font-size: 16px; max-width: 100%; }
  .hero-progress {
    gap: 12px;
    top: auto;
    width: 100%;
    margin-top: 34px;
  }
  .hero-progress button {
    grid-template-columns: 44px auto;
    font-size: 13px;
  }
  .data-section, .members, .groups, .case-search, .reviews, .faq, .consult { padding: 88px 0; }
  .data-title h2, .members h2, .groups h2, .case-search h2, .reviews h2, .faq h2, .consult h2 { font-size: 34px; }
  .data-grid, .link-grid, .review-grid, .member-row, .group-grid { grid-template-columns: 1fr; }
  .member-feature img, .faq img { height: 360px; }
  .member-feature > div { padding: 28px; }
  .member-feature h3 { font-size: 30px; }
  .search-box { grid-template-columns: 1fr; border: 0; gap: 10px; }
  .search-box input { border-bottom: 3px solid #111; }
  .consult form { padding: 24px; }
}

/* ============================================================
   플로팅 상담바 + 상담 신청 모달
   ============================================================ */
.cf-top {
  position: fixed; right: 22px; bottom: 108px; z-index: 60;
  width: 46px; height: 46px; border: 0; border-radius: 50%;
  background: rgba(20,30,52,.82); color: #fff; font-size: 20px; cursor: pointer;
  box-shadow: 0 10px 26px rgba(0,0,0,.3); backdrop-filter: blur(6px);
  transition: transform .2s ease, background .2s ease;
}
.cf-top:hover { transform: translateY(-2px); background: var(--gold); }

.cf-bar {
  position: fixed; left: 0; right: 0; bottom: 0; z-index: 70;
  display: flex; align-items: center; justify-content: space-between; gap: 24px;
  padding: 17px max(20px, calc((100vw - var(--max)) / 2));
  background: #fff; border-top: 1px solid #e6e9f0;
  box-shadow: 0 -10px 30px rgba(10,20,40,.13);
}
.cf-bar__brand { display: flex; align-items: center; gap: 16px; min-width: 0; }
.cf-bar__brand img { height: 30px; width: auto; display: block; }
.cf-bar__label { font-size: 18px; font-weight: 800; color: #1c3959; white-space: nowrap; letter-spacing: -0.01em; }
.cf-bar__quick { display: flex; align-items: center; gap: 10px; }
.cf-bar__quick input {
  height: 50px; padding: 0 16px; border: 1px solid #d4d9e3; border-radius: 8px;
  font-size: 15px; width: 150px; background: #fff; color: #16213a;
}
.cf-bar__quick input:focus { outline: none; border-color: var(--gold); }
.cf-bar__quick button {
  height: 50px; padding: 0 28px; border: 0; border-radius: 8px;
  background: var(--gold); color: #fff; font-size: 16px; font-weight: 800; cursor: pointer;
  white-space: nowrap; transition: background .2s ease, transform .2s ease;
}
.cf-bar__quick button:hover { background: #365da8; transform: translateY(-1px); }

@media (max-width: 720px) {
  .cf-bar { gap: 12px; padding: 9px 14px; }
  .cf-bar__label { font-size: 15px; }
  .cf-bar__brand img { height: 24px; }
  .cf-bar__quick input { display: none; }
  .cf-bar__quick button { height: 44px; padding: 0 22px; }
  .cf-top { bottom: 80px; right: 14px; }
}

body.cf-lock { overflow: hidden; }
.cf-modal { position: fixed; inset: 0; z-index: 100; display: grid; place-items: center; padding: 20px; }
.cf-modal[hidden] { display: none; }
.cf-modal__overlay { position: absolute; inset: 0; background: rgba(8,14,28,.62); backdrop-filter: blur(3px); }
.cf-modal__box {
  position: relative; width: min(520px, 100%); max-height: 90vh; overflow-y: auto;
  background: #fff; border-radius: 16px; padding: 34px 30px 28px;
  box-shadow: 0 30px 80px rgba(0,0,0,.42); animation: cfIn .28s ease;
}
@keyframes cfIn { from { opacity: 0; transform: translateY(18px); } to { opacity: 1; transform: translateY(0); } }
.cf-modal__x { position: absolute; top: 14px; right: 16px; width: 34px; height: 34px; border: 0; background: #f0f2f6; border-radius: 50%; font-size: 20px; line-height: 1; color: #555; cursor: pointer; }
.cf-modal__x:hover { background: #e3e7ef; }
.cf-modal__eyebrow { margin: 0 0 6px; color: var(--gold); font-size: 13px; font-weight: 800; letter-spacing: .04em; }
.cf-modal__box h3 { margin: 0 0 22px; font-size: 23px; font-weight: 800; color: #16213a; line-height: 1.32; }
[data-cf-form] { display: grid; gap: 11px; }
.cf-grid2 { display: grid; grid-template-columns: 1fr 1fr; gap: 11px; }
[data-cf-form] input[type="text"], [data-cf-form] input[type="tel"], [data-cf-form] select {
  height: 50px; padding: 0 14px; border: 1px solid #d4d9e3; border-radius: 9px;
  font-size: 15px; background: #fff; color: #16213a; width: 100%;
}
[data-cf-form] input:focus, [data-cf-form] select:focus { outline: none; border-color: var(--gold); box-shadow: 0 0 0 3px rgba(76,117,197,.15); }
.cf-check { display: flex; align-items: center; gap: 16px; padding: 4px 2px; flex-wrap: wrap; }
.cf-check > span { font-size: 14px; font-weight: 700; color: #444; min-width: 124px; }
.cf-check label { display: inline-flex; align-items: center; gap: 6px; font-size: 14px; color: #333; cursor: pointer; }
.cf-agree { display: flex; align-items: flex-start; gap: 8px; font-size: 13.5px; color: #333; cursor: pointer; margin-top: 4px; }
.cf-agree input { margin-top: 2px; }
.cf-agree b { color: var(--gold); }
.cf-agree__text { margin: 0 0 4px 24px; font-size: 12px; line-height: 1.6; color: #8a8f98; }
.cf-submit { height: 54px; border: 0; border-radius: 10px; background: var(--gold); color: #fff; font-size: 17px; font-weight: 800; cursor: pointer; margin-top: 8px; transition: background .2s ease; }
.cf-submit:hover { background: #365da8; }
.cf-result { min-height: 18px; margin: 6px 0 0; color: #1c7a3e; font-weight: 700; font-size: 14px; text-align: center; }
.cf-input-error { border-color: #e3506b !important; box-shadow: 0 0 0 3px rgba(227,80,107,.15) !important; }

/* ===== POLICY26-EXT: 후기 마퀴 / 자금분야 썸네일 / 정책 캐러셀 / 콘텐츠 페이지 ===== */

/* 후기 헤딩 분리 */
.reviews2__title { margin: 0 0 16px; font-size: clamp(26px, 1.4rem + 1.3vw, 42px); line-height: 1.32; font-weight: 800; color: #15233f; letter-spacing: -0.02em; }
.reviews2__sub { margin: 0; font-size: clamp(15px, 0.9rem + 0.35vw, 19px); line-height: 1.7; color: #5a6678; font-weight: 500; }

/* 후기 1줄 마퀴 (우 → 좌) */
.rv-marquee { position: relative; margin-top: clamp(8px, 2vw, 20px); overflow: hidden;
  -webkit-mask: linear-gradient(90deg, transparent, #000 6%, #000 94%, transparent);
          mask: linear-gradient(90deg, transparent, #000 6%, #000 94%, transparent); }
.rv-marquee__track { display: flex; width: max-content; padding: 14px 0; animation: rvScroll 50s linear infinite; }
.rv-marquee:hover .rv-marquee__track { animation-play-state: paused; }
@keyframes rvScroll { from { transform: translateX(0); } to { transform: translateX(-50%); } }
.rv2 { flex: 0 0 360px; width: 360px; height: 230px; margin-right: 20px; background: #fff; border: 1px solid #e6ebf3; border-radius: 16px; padding: 24px 26px;
  box-shadow: 0 18px 40px -26px rgba(20,35,80,.3); display: flex; flex-direction: column; gap: 14px; }
.rv2__head { display: flex; align-items: center; gap: 12px; }
.rv2__ava { width: 48px; height: 48px; border-radius: 50%; overflow: hidden; flex: none; background: linear-gradient(135deg, #6f9bff, #4c75c5); }
.rv2__ava img { width: 100%; height: 100%; object-fit: cover; }
.rv2__tag { display: inline-flex; align-items: center; padding: 6px 12px; border-radius: 8px; background: rgba(76,117,197,.1); color: var(--gold); font-size: 13px; font-weight: 800; }
.rv2__txt { margin: 0; font-size: 14.5px; line-height: 1.72; color: #4a5568; font-weight: 500;
  display: -webkit-box; -webkit-line-clamp: 4; -webkit-box-orient: vertical; overflow: hidden; }
.rv2__txt b { color: #16213a; font-weight: 700; }
.rv2__by { margin: auto 0 0; font-size: 13px; color: #8a93a3; font-weight: 600; }
@media (max-width: 640px) { .rv2 { flex-basis: 300px; width: 300px; height: 244px; } }
@media (prefers-reduced-motion: reduce) { .rv-marquee { overflow-x: auto; } }

/* 자금분야 카드 = 썸네일 + 링크 */
.svc__grid { align-items: stretch; }
.svc__card { padding: 0; min-height: 0; justify-content: flex-start; }
.svc__thumb { display: block; width: 100%; aspect-ratio: 16 / 10; overflow: hidden; position: relative; z-index: 1; }
.svc__thumb img { width: 100%; height: 100%; object-fit: cover; transition: transform .5s ease; }
.svc__card:hover .svc__thumb img { transform: scale(1.07); }
.svc__card .svc__tit { display: block; padding: 20px 24px 0; }
.svc__card .svc__desc { padding: 10px 24px 0; display: -webkit-box; -webkit-line-clamp: 3; -webkit-box-orient: vertical; overflow: hidden; min-height: 70px; }
.svc__more { margin-top: auto; padding: 16px 24px 22px; display: inline-flex; align-items: center; gap: 6px; color: var(--gold-light); font-size: 13.5px; font-weight: 800; }
.svc__more span { transition: transform .2s ease; }
.svc__card:hover .svc__more span { transform: translateX(4px); }

/* ===== 정책자금 콘텐츠 캐러셀 ===== */
.pc { padding: clamp(82px, 10vw, 122px) 0; background: linear-gradient(155deg, #15294a 0%, #0e1f3a 60%, #0a1830 100%); color: #fff; overflow: hidden; }
.pc__inner { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: clamp(40px, 5vw, 80px); align-items: center; }
.pc__eyebrow { margin: 0 0 14px; font-size: 14px; font-weight: 800; letter-spacing: 0.16em; color: var(--gold-light); }
.pc__kicker { margin: 0 0 18px; font-size: clamp(15px, 0.9rem + 0.3vw, 18px); color: rgba(255,255,255,.7); font-weight: 600; }
.pc__title { margin: 0 0 16px; font-size: clamp(30px, 1.9rem + 1.1vw, 50px); line-height: 1.18; font-weight: 800; letter-spacing: -0.02em; transition: opacity .4s ease; min-height: 1.18em; }
.pc__sub { margin: 0; font-size: clamp(16px, 0.95rem + 0.3vw, 20px); line-height: 1.6; color: rgba(255,255,255,.82); transition: opacity .4s ease; }
.pc__nav { display: flex; align-items: center; gap: 18px; margin-top: clamp(28px, 4vw, 44px); }
.pc__arrow { width: 54px; height: 54px; border-radius: 50%; border: 1px solid rgba(255,255,255,.28); background: transparent; color: #fff; font-size: 20px; display: grid; place-items: center; transition: background .2s ease, border-color .2s ease, transform .2s ease; }
.pc__arrow:hover { background: var(--gold); border-color: var(--gold); transform: translateY(-2px); }
.pc__count { font-size: 16px; font-weight: 700; color: rgba(255,255,255,.55); letter-spacing: .04em; }
.pc__count b { color: #fff; font-size: 22px; }
.pc__count i { margin: 0 4px; font-style: normal; }
.pc__right { position: relative; }
.pc-stage { position: relative; min-height: 470px; }
.pc-card { position: absolute; inset: 0; opacity: 0; transform: translateY(16px) scale(.985); transition: opacity .55s ease, transform .55s ease; pointer-events: none; }
.pc-card.is-active { opacity: 1; transform: none; pointer-events: auto; }
.pc-card__inner { display: flex; flex-direction: column; height: 100%; background: #fff; color: #15233f; border-radius: 18px; overflow: hidden; box-shadow: 0 44px 84px -34px rgba(0,0,0,.7); }
.pc-card__thumb { position: relative; height: 236px; overflow: hidden; flex: none; }
.pc-card__thumb img { width: 100%; height: 100%; object-fit: cover; transition: transform .5s ease; }
.pc-card__inner:hover .pc-card__thumb img { transform: scale(1.05); }
.pc-card__no { position: absolute; top: 16px; left: 18px; font-size: 26px; font-weight: 800; color: #fff; text-shadow: 0 2px 14px rgba(0,0,0,.45); letter-spacing: .02em; }
.pc-card__body { flex: 1; padding: 24px 30px 28px; display: flex; flex-direction: column; gap: 12px; }
.pc-card__tag { align-self: flex-start; padding: 6px 13px; border-radius: 8px; background: rgba(76,117,197,.12); color: var(--gold); font-size: 13px; font-weight: 800; }
.pc-card__tit { font-size: clamp(20px, 1.1rem + 0.5vw, 25px); font-weight: 800; letter-spacing: -0.01em; line-height: 1.3; }
.pc-card__desc { margin: 0; font-size: 15px; line-height: 1.7; color: #5a6678;
  display: -webkit-box; -webkit-line-clamp: 3; -webkit-box-orient: vertical; overflow: hidden; }
.pc-card__more { margin-top: auto; display: inline-flex; align-items: center; gap: 6px; color: var(--gold); font-size: 14.5px; font-weight: 800; }
.pc-card__more span { transition: transform .2s ease; }
.pc-card__inner:hover .pc-card__more span { transform: translateX(4px); }
@media (max-width: 900px) {
  .pc__inner { grid-template-columns: 1fr; gap: 38px; }
  .pc-stage { min-height: 450px; }
}

/* ===== 콘텐츠 상세 페이지 ===== */
.cp-hero { position: relative; min-height: clamp(340px, 46vw, 470px); display: flex; align-items: flex-end; color: #fff; overflow: hidden; background: #0d1f38; padding-top: 92px; }
.cp-hero__bg { position: absolute; inset: 0; background-size: cover; background-position: center; transform: scale(1.05); }
.cp-hero__scrim { position: absolute; inset: 0; background: linear-gradient(180deg, rgba(8,16,30,.5) 0%, rgba(8,16,30,.35) 32%, rgba(8,16,30,.93) 100%); }
.cp-hero__inner { position: relative; padding-bottom: clamp(38px, 5vw, 62px); }
.cp-back { display: inline-flex; align-items: center; gap: 7px; margin-bottom: 18px; font-size: 14px; font-weight: 700; color: rgba(255,255,255,.85); }
.cp-back:hover { color: #fff; }
.cp-eyebrow { margin: 0 0 12px; font-size: 13px; font-weight: 800; letter-spacing: .12em; color: var(--gold-light); }
.cp-title { margin: 0 0 14px; font-size: clamp(26px, 1.5rem + 1.4vw, 44px); font-weight: 800; line-height: 1.25; letter-spacing: -0.02em; max-width: 880px; }
.cp-sub { margin: 0; font-size: clamp(15px, 0.9rem + 0.3vw, 19px); line-height: 1.6; color: rgba(255,255,255,.82); max-width: 760px; }
.cp-body { padding: clamp(54px, 7vw, 86px) 0 clamp(40px, 5vw, 60px); background: #fff; }
.cp-grid { display: grid; grid-template-columns: minmax(0, 1fr) 340px; gap: clamp(36px, 5vw, 64px); align-items: start; }
.cp-article { max-width: 760px; }
.cp-h2 { margin: 38px 0 14px; font-size: clamp(20px, 1.1rem + 0.5vw, 26px); font-weight: 800; color: #15233f; letter-spacing: -0.01em; line-height: 1.4; }
.cp-article > .cp-h2:first-child { margin-top: 0; }
.cp-article p { margin: 0 0 16px; font-size: 16px; line-height: 1.92; color: #3f4a5c; }
.cp-cta { margin-top: 46px; padding: 32px 34px; border-radius: 18px; color: #fff; background: linear-gradient(135deg, #1c3959, #2c5a93); }
.cp-cta__txt { margin: 0 0 22px; font-size: 17px; line-height: 1.7; font-weight: 600; }
.cp-cta__btns { display: flex; gap: 12px; flex-wrap: wrap; }
.cp-cta__primary { height: 54px; padding: 0 30px; border: 0; border-radius: 10px; background: #fff; color: #1c3959; font-size: 16px; font-weight: 800; transition: transform .2s ease, box-shadow .2s ease; }
.cp-cta__primary:hover { transform: translateY(-2px); box-shadow: 0 16px 36px rgba(0,0,0,.25); }
.cp-cta__tel { display: inline-flex; align-items: center; height: 54px; padding: 0 26px; border: 1.5px solid rgba(255,255,255,.4); border-radius: 10px; color: #fff; font-weight: 700; font-size: 16px; }
.cp-cta__tel:hover { background: rgba(255,255,255,.1); }
.cp-aside { position: sticky; top: 104px; display: flex; flex-direction: column; gap: 18px; }
.cp-hl { border: 1px solid #e6ebf3; border-radius: 16px; padding: 24px 24px 12px; background: #f8fafd; }
.cp-hl__label { margin: 0 0 14px; font-size: 13px; font-weight: 800; letter-spacing: .1em; color: var(--gold); }
.cp-hl__row { display: flex; justify-content: space-between; gap: 16px; padding: 13px 0; border-top: 1px dashed #dde4ef; font-size: 14px; }
.cp-hl__row:first-of-type { border-top: 0; }
.cp-hl__row span { color: #7a8597; font-weight: 600; flex: none; }
.cp-hl__row b { color: #1f2d45; font-weight: 700; text-align: right; }
.cp-aside__box { border-radius: 16px; padding: 26px 24px; color: #fff; background: linear-gradient(155deg, #294a74, #112844); }
.cp-aside__eyebrow { margin: 0 0 10px; font-size: 12px; letter-spacing: .16em; font-weight: 800; color: var(--gold-light); }
.cp-aside__tit { margin: 0 0 10px; font-size: 20px; font-weight: 800; line-height: 1.35; }
.cp-aside__desc { margin: 0 0 18px; font-size: 14px; line-height: 1.7; color: rgba(255,255,255,.8); }
.cp-aside__btn { width: 100%; height: 50px; border: 0; border-radius: 10px; background: #fff; color: #1c3959; font-weight: 800; font-size: 15px; transition: background .2s ease, color .2s ease; }
.cp-aside__btn:hover { background: var(--gold-light); color: #fff; }
.cp-more { padding: 0 0 clamp(60px, 8vw, 92px); background: #fff; }
.cp-more__label { margin: 0 0 22px; font-size: 18px; font-weight: 800; color: #15233f; }
.cp-more__links { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.cp-more__link { display: flex; flex-direction: column; gap: 10px; border: 1px solid #e6ebf3; border-radius: 14px; overflow: hidden; padding-bottom: 14px; transition: transform .25s ease, box-shadow .25s ease; }
.cp-more__link:hover { transform: translateY(-4px); box-shadow: 0 22px 44px -26px rgba(20,35,80,.4); }
.cp-more__thumb { display: block; width: 100%; aspect-ratio: 16 / 9; background-size: cover; background-position: center; }
.cp-more__link b { padding: 0 16px; font-size: 14.5px; font-weight: 700; color: #1f2d45; line-height: 1.4; }
@media (max-width: 860px) {
  .cp-grid { grid-template-columns: 1fr; }
  .cp-aside { position: static; }
  .cp-more__links { grid-template-columns: repeat(2, 1fr); }
}

/* cf-bar 모바일 슬롯 — 기본 숨김(데스크톱 + 920~921px 경계 폴백값).
   실제 모바일 상담바는 파일 끝 "segmented-standard" 블록(≤920px)에서 표시.
   구 MOBILE-FLOATBAR(720px) 중복 블록은 제거 — 최종 블록이 더 높은 명시도로 이미 덮어씀. */
.cf-bar__mobile { display: none; }

/* ===== POLICY28-EXT: 강조/페이지전환/리빌/카드뉴스3D/변호사형캐러셀/사이드폼 ===== */

/* (1) cp-cta 글씨색 보정 (specificity 버그) */
.cp-article .cp-cta__txt { color: #fff; }

/* (2) 강조: 본문 굵기 + 형광 하이라이트 */
.cp-sec { margin-bottom: 6px; }
.cp-p { margin: 0 0 18px; font-size: 16px; line-height: 1.95; color: #3f4a5c; }
.cp-p b { color: #14315c; font-weight: 800; }
mark.ck { background: linear-gradient(180deg, transparent 56%, rgba(111,155,255,.38) 56%); color: #122a4c; font-weight: 700; padding: 0 2px; border-radius: 2px; }

/* (5b) 페이지 전환 + 요소 단위 리빌 */
body { animation: pageIn .5s ease both; }
body.pt-out { animation: none; opacity: 0; transition: opacity .24s ease; }
@keyframes pageIn { from { opacity: 0; } to { opacity: 1; } }
[data-reveal] { opacity: 0; transform: translateY(22px); transition: opacity .7s ease, transform .7s cubic-bezier(.2,.7,.2,1); }
[data-reveal].in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  body { animation: none; }
  [data-reveal] { opacity: 1 !important; transform: none !important; transition: none; }
}

/* (6) 카드뉴스 자금분야 (3D 틸트) */
.cn-grid { max-width: 1120px; margin: 0 auto; display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; perspective: 1100px; }
.cn-card { position: relative; display: flex; flex-direction: column; border-radius: 18px; overflow: hidden; color: #fff;
  box-shadow: 0 26px 54px -28px rgba(12,28,60,.62); transform-style: preserve-3d;
  transform: perspective(900px) rotateX(var(--rx,0deg)) rotateY(var(--ry,0deg)); transition: transform .3s ease, box-shadow .3s ease; will-change: transform; }
.cn-card:hover { box-shadow: 0 42px 74px -26px rgba(12,28,60,.7); }
.cn-card__media { position: relative; aspect-ratio: 16/11; overflow: hidden; }
.cn-card__media img { width: 100%; height: 100%; object-fit: cover; transition: transform .55s ease; }
.cn-card:hover .cn-card__media img { transform: scale(1.09); }
.cn-card__media::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, rgba(8,18,38,.04), rgba(8,18,38,.5)); }
.cn-card__no { position: absolute; top: 13px; left: 16px; z-index: 2; font-size: 30px; font-weight: 800; color: #fff; text-shadow: 0 3px 16px rgba(0,0,0,.5); letter-spacing: .02em; transform: translateZ(42px); }
.cn-card__cat { position: absolute; top: 17px; right: 16px; z-index: 2; padding: 5px 11px; border-radius: 50px; font-size: 11.5px; font-weight: 800; background: rgba(255,255,255,.16); border: 1px solid rgba(255,255,255,.28); transform: translateZ(30px); }
.cn-card__body { padding: 20px 22px 22px; display: flex; flex-direction: column; gap: 9px; flex: 1; background: linear-gradient(162deg, #16335a 0%, #0e2342 72%); transform: translateZ(18px); }
.cn-card__tit { font-size: 20px; font-weight: 800; letter-spacing: -0.01em; }
.cn-card__desc { font-size: 13.5px; line-height: 1.62; color: rgba(255,255,255,.8); display: -webkit-box; -webkit-line-clamp: 3; -webkit-box-orient: vertical; overflow: hidden; }
.cn-card__more { margin-top: auto; display: inline-flex; align-items: center; gap: 6px; color: var(--gold-light); font-size: 13.5px; font-weight: 800; }
.cn-card__more i { font-style: normal; transition: transform .2s ease; }
.cn-card:hover .cn-card__more i { transform: translateX(4px); }
.cn-card__gloss { position: absolute; inset: 0; pointer-events: none; opacity: 0; transition: opacity .3s ease; z-index: 3; border-radius: 18px;
  background: radial-gradient(420px circle at var(--gx,50%) var(--gy,50%), rgba(255,255,255,.18), transparent 46%); }
.cn-card:hover .cn-card__gloss { opacity: 1; }
@media (max-width: 980px) { .cn-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .cn-grid { grid-template-columns: 1fr; } }

/* (7) 변호사형 콘텐츠 캐러셀: 피처 + 스트립 */
.pc__head { text-align: center; margin-bottom: clamp(32px, 4vw, 50px); }
.pc__head .pc__kicker { margin-bottom: 0; }
.pc-feat { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(22px, 3vw, 42px); align-items: stretch; margin-bottom: clamp(26px, 3vw, 40px); }
.pc-feat__text { position: relative; background: #fff; color: #15233f; border-radius: 18px; padding: clamp(28px, 3vw, 44px); display: flex; flex-direction: column; box-shadow: 0 40px 80px -36px rgba(0,0,0,.55); }
.pc-feat__corner { position: absolute; top: -2px; left: -2px; width: 60px; height: 60px; border-top: 5px solid var(--gold); border-left: 5px solid var(--gold); border-top-left-radius: 18px; }
.pc-feat__tag { align-self: flex-start; padding: 6px 13px; border-radius: 8px; background: rgba(76,117,197,.12); color: var(--gold); font-size: 13px; font-weight: 800; margin-bottom: 16px; }
.pc-feat__title { margin: 0 0 14px; font-size: clamp(24px, 1.4rem + 0.9vw, 34px); font-weight: 800; letter-spacing: -0.02em; line-height: 1.25; transition: opacity .35s ease; }
.pc-feat__lead { margin: 0 0 22px; font-size: clamp(15px, 0.9rem + 0.25vw, 17px); line-height: 1.78; color: #46556c; transition: opacity .35s ease; }
.pc-feat__lead b { color: #14315c; font-weight: 800; }
.pc-feat__keys { display: grid; grid-template-columns: 1fr 1fr; gap: 13px 22px; padding-top: 20px; border-top: 1px solid #eef1f6; margin-bottom: 24px; }
.pc-key { display: flex; flex-direction: column; gap: 3px; }
.pc-key span { font-size: 12px; color: #8a93a3; font-weight: 700; }
.pc-key b { font-size: 13.5px; color: #1f2d45; font-weight: 700; line-height: 1.45; }
.pc-feat__more { margin-top: auto; align-self: flex-start; display: inline-flex; align-items: center; gap: 8px; height: 50px; padding: 0 26px; border-radius: 50px; background: var(--gold); color: #fff; font-weight: 800; font-size: 15px; transition: background .2s ease, transform .2s ease; }
.pc-feat__more:hover { background: #365da8; transform: translateY(-2px); }
.pc-feat__media { position: relative; border-radius: 18px; overflow: hidden; min-height: 360px; box-shadow: 0 40px 80px -36px rgba(0,0,0,.55); }
.pc-feat__media img { width: 100%; height: 100%; object-fit: cover; position: absolute; inset: 0; transition: opacity .4s ease; }
.pc-feat__no { position: absolute; top: 18px; left: 20px; font-size: 30px; font-weight: 800; color: #fff; text-shadow: 0 3px 16px rgba(0,0,0,.5); z-index: 2; }
.pc-feat__cap { position: absolute; left: 0; right: 0; bottom: 0; z-index: 2; padding: 44px 26px 24px; color: #fff; background: linear-gradient(180deg, transparent, rgba(6,14,28,.88)); }
.pc-feat__cap span { display: block; font-size: 14px; color: rgba(255,255,255,.85); margin-bottom: 5px; }
.pc-feat__cap strong { font-size: 20px; font-weight: 800; }
.pc-strip { display: flex; align-items: center; gap: 14px; }
.pc-arrow { flex: none; width: 54px; height: 54px; border-radius: 12px; border: 0; background: rgba(255,255,255,.1); color: #fff; font-size: 20px; display: grid; place-items: center; transition: background .2s ease, transform .2s ease; }
.pc-arrow:hover { background: var(--gold); transform: translateY(-2px); }
.pc-strip__view { flex: 1; overflow: hidden; }
.pc-strip__track { display: flex; gap: 16px; overflow-x: auto; scroll-behavior: smooth; padding: 6px 2px 14px; scrollbar-width: none; }
.pc-strip__track::-webkit-scrollbar { display: none; }
.pc-mini { flex: 0 0 264px; width: 264px; scroll-snap-align: start; background: #fff; color: #15233f; border-radius: 14px; overflow: hidden; text-align: left; display: flex; flex-direction: column; border: 2px solid transparent; box-shadow: 0 20px 44px -28px rgba(0,0,0,.5); transition: transform .25s ease, border-color .25s ease, box-shadow .25s ease; }
.pc-mini:hover { transform: translateY(-5px); }
.pc-mini.is-active { border-color: var(--gold-light); box-shadow: 0 26px 52px -24px rgba(76,117,197,.6); }
.pc-mini__thumb { position: relative; aspect-ratio: 16/9; overflow: hidden; }
.pc-mini__thumb img { width: 100%; height: 100%; object-fit: cover; }
.pc-mini__no { position: absolute; top: 8px; left: 11px; font-size: 16px; font-weight: 800; color: #fff; text-shadow: 0 2px 10px rgba(0,0,0,.5); }
.pc-mini__tag { margin: 14px 16px 0; align-self: flex-start; padding: 4px 10px; border-radius: 7px; background: rgba(76,117,197,.1); color: var(--gold); font-size: 11.5px; font-weight: 800; }
.pc-mini__tit { margin: 8px 16px 0; font-size: 15.5px; font-weight: 800; line-height: 1.35; }
.pc-mini__lead { margin: 6px 16px 0; font-size: 12.5px; line-height: 1.55; color: #6a7588; display: -webkit-box; -webkit-line-clamp: 2; -webkit-box-orient: vertical; overflow: hidden; }
.pc-mini__more { margin: 12px 16px 16px; display: inline-flex; align-items: center; gap: 5px; color: var(--gold); font-size: 12.5px; font-weight: 800; }
.pc-mini__more i { font-style: normal; }
.pc-foot { text-align: center; margin-top: 22px; }
.pc-count { color: rgba(255,255,255,.55); font-weight: 700; font-size: 15px; }
.pc-count b { color: #fff; font-size: 20px; }
.pc-count i { font-style: normal; margin: 0 5px; }
@media (max-width: 900px) {
  .pc-feat { grid-template-columns: 1fr; }
  .pc-feat__media { min-height: 230px; order: -1; }
  .pc-arrow { display: none; }
}

/* (4) PC 사이드 폼 + 플로팅바 920 분기 */
.cf-side { display: none; }
.cf-side__brand { display: flex; align-items: center; gap: 10px; margin-bottom: 14px; }
.cf-side__brand img { height: 26px; width: auto; }
.cf-side__brand span { font-size: 15px; font-weight: 800; color: #1c3959; }
.cf-side__form { display: flex; flex-direction: column; gap: 9px; }
.cf-side__form input { height: 46px; padding: 0 14px; border: 1px solid #d4d9e3; border-radius: 9px; font-size: 14.5px; background: #fff; color: #16213a; }
.cf-side__form input:focus { outline: none; border-color: var(--gold); }
.cf-side__form button { height: 48px; border: 0; border-radius: 9px; background: var(--gold); color: #fff; font-size: 15px; font-weight: 800; display: inline-flex; align-items: center; justify-content: center; gap: 6px; transition: background .2s ease, transform .2s ease; }
.cf-side__form button:hover { background: #365da8; transform: translateY(-1px); }
.cf-side__note { margin: 10px 0 0; font-size: 11.5px; color: #8a93a3; text-align: center; }
@media (min-width: 921px) {
  .cf-bar { display: none; }
  body { padding-bottom: 0; }
  .cf-side { display: block; position: fixed; right: 24px; bottom: 24px; z-index: 66; width: 286px;
    background: #fff; border: 1px solid #e6e9f0; border-radius: 16px; padding: 20px 20px 18px;
    box-shadow: 0 26px 60px -22px rgba(10,20,40,.4);
    transform: translateY(24px) scale(.98); opacity: 0; pointer-events: none; transition: opacity .45s ease, transform .45s ease; }
  body.cf-side-on .cf-side { transform: none; opacity: 1; pointer-events: auto; }
  .cf-top { left: auto; right: 332px; bottom: 30px; }
}
@media (max-width: 920px) {
  .cf-side { display: none; }
  /* 구 POLICY28-EXT 62px 모바일 바 블록 제거 — 파일 끝 최종 블록이 대체.
     body padding-bottom · cf-bar · cf-mbtn · cf-top 는 최종 블록에서 단일 정의. */
}

/* (3) 3동의 consult */
.consult-agrees { display: flex; flex-direction: column; gap: 9px; }
.consult-agrees .consult-agree { display: flex; align-items: flex-start; gap: 8px; font-size: 13.5px; line-height: 1.4; }
.consult-agrees .consult-agree input { margin-top: 2px; }

/* ===== AGREEBOX: 동의 보기/전체동의 ===== */
.cf-modal__box { max-height: 92vh; overflow-y: auto; }
.agreebox { display: flex; flex-direction: column; gap: 8px; margin: 8px 0 4px; text-align: left; }
.agree-all { display: flex; align-items: center; gap: 9px; padding: 12px 14px; border: 1px solid var(--gold); border-radius: 10px; background: #eef3ff; font-size: 14.5px; font-weight: 700; color: #16213a; cursor: pointer; }
.agree-all input { width: 18px; height: 18px; flex: none; accent-color: var(--gold); cursor: pointer; }
.agree-all b { color: var(--gold); font-weight: 800; }
.agree-row { display: flex; align-items: center; justify-content: space-between; gap: 10px; }
.agree { display: flex; align-items: center; gap: 8px; font-size: 13.5px; line-height: 1.45; color: #2c384c; cursor: pointer; flex: 1; min-width: 0; }
.agree input { width: 16px; height: 16px; flex: none; accent-color: var(--gold); cursor: pointer; }
.agree b { color: var(--gold); font-weight: 800; }
.agree-view { flex: none; padding: 5px 12px; border: 1px solid #cfd6e2; border-radius: 7px; background: #fff; color: #6a7588; font-size: 12px; font-weight: 700; cursor: pointer; transition: border-color .2s ease, color .2s ease; }
.agree-view:hover { border-color: var(--gold); color: var(--gold); }
.agree-detail { margin: -1px 2px 3px; padding: 13px 15px; background: #f7f9fc; border: 1px solid #e6ebf3; border-radius: 9px; }
.agree-detail p { margin: 0; font-size: 12.5px; line-height: 1.72; color: #5a6678; }

/* ===== BTN-ARROW: 원형 화살표 + 텍스트 (브랜드 블루 채움 + 테두리) ===== */
.btn-arrow { display: inline-flex; align-items: center; gap: 14px; background: var(--gold); border: 1.5px solid rgba(255,255,255,.34); border-radius: 60px; padding: 7px 30px 7px 7px; cursor: pointer; font: inherit; text-align: left; box-shadow: 0 18px 40px -14px rgba(76,117,197,.6); transition: background .25s ease, border-color .25s ease, box-shadow .25s ease, transform .25s ease; }
.btn-arrow__ico { display: grid; place-items: center; width: 50px; height: 50px; border-radius: 50%; background: #fff; color: var(--gold); font-size: 20px; line-height: 1; flex: none; box-shadow: 0 8px 18px -6px rgba(0,0,0,.28); transition: transform .25s ease; }
.btn-arrow__txt { font-size: clamp(15px, 0.9rem + 0.2vw, 17px); font-weight: 800; letter-spacing: -0.01em; color: #fff; white-space: nowrap; }
.btn-arrow:hover { background: #365da8; border-color: rgba(255,255,255,.55); box-shadow: 0 24px 48px -14px rgba(76,117,197,.72); }
.btn-arrow:hover .btn-arrow__ico { transform: translateX(5px); }
/* 캐러셀 '자세히 보기' (흰 카드 위, 블루 채움 유지) */
.pc-feat__more.btn-arrow { height: auto; background: var(--gold); border: 1.5px solid rgba(255,255,255,.34); border-radius: 60px; padding: 7px 30px 7px 7px; box-shadow: 0 18px 40px -14px rgba(76,117,197,.6); }
.pc-feat__more.btn-arrow:hover { background: #365da8; border-color: rgba(255,255,255,.55); transform: none; box-shadow: 0 24px 48px -14px rgba(76,117,197,.72); }
/* 후기 '더보기' */
.reviews2__cta a.btn-arrow { background: var(--gold); border: 1.5px solid rgba(255,255,255,.34); border-radius: 60px; padding: 7px 30px 7px 7px; gap: 14px; box-shadow: 0 18px 40px -14px rgba(76,117,197,.6); }
.reviews2__cta a.btn-arrow:hover { background: #365da8; border-color: rgba(255,255,255,.55); transform: none; box-shadow: 0 24px 48px -14px rgba(76,117,197,.72); }
.reviews2__cta a.btn-arrow .btn-arrow__txt { color: #fff; }
/* 히어로 진입 애니메이션(heroTextIn 재사용) */
.hero-slide .btn-arrow--hero { opacity: 0; transform: translateY(32px); margin-top: 30px; }
.hero-slide.is-active .btn-arrow--hero { animation: heroTextIn .8s cubic-bezier(.2,.8,.2,1) forwards .54s; }
@media (prefers-reduced-motion: reduce) { .hero-slide .btn-arrow--hero { opacity: 1; transform: none; animation: none; } }
@media (max-width: 720px) {
  .btn-arrow { gap: 11px; padding: 6px 22px 6px 6px; }
  .btn-arrow__ico { width: 44px; height: 44px; font-size: 17px; }
}

/* ===== MOBILE-OPT: 신결형 모바일 최적화 ===== */
@media (max-width: 720px) {
  /* 섹션 여백: 위아래 넉넉하게 (megaxlaw 가독성 참조) */
  .data-section, .founder, .reviews2, .svc, .pc, .consult, .faq2,
  .ab-greeting, .ab-values, .ab-cta { padding-top: 84px; padding-bottom: 84px; }
  /* 헤드라인 전체 좌측정렬 (히어로·모달 제외) — 가운데정렬 블록은 좌측에 붙도록 */
  .ds-head, .reviews2__head, .svc__head, .pc__head, .faq2__head {
    max-width: none; margin-left: 0; margin-right: 0; text-align: left;
  }
  .ds-head .label, .ds-head h2,
  .reviews2__title, .reviews2__head p,
  .svc__eyebrow, .svc__title,
  .pc__eyebrow, .pc__kicker,
  .faq2__eyebrow, .faq2__title,
  .founder__inner, .founder__eyebrow, .founder__title, .founder__quote,
  .consult-box > div:first-child, .consult .label, .consult-box h2 { text-align: left; }
  .cp-body { padding-top: 44px; padding-bottom: 36px; }
  .cp-more { padding-bottom: 56px; }
  /* 본문 가독성 */
  .data-grid p { font-size: 15.5px; line-height: 1.74; }
  .pc-feat__lead { font-size: 15.5px; line-height: 1.78; }
  .cp-p { font-size: 16px; line-height: 1.92; }
  .faq2__a p, .faq2__desc { font-size: 15px; }
  /* iOS 입력 시 자동 확대 방지(16px) */
  input[type="text"], input[type="tel"], select { font-size: 16px; }
  [data-cf-form] input[type="text"], [data-cf-form] input[type="tel"], [data-cf-form] select { font-size: 16px; }
  /* 캐러셀 피처: 키 1열·타이포·미디어 정리 */
  .pc-feat__keys { grid-template-columns: 1fr; gap: 12px; }
  .pc-feat__media { min-height: 200px; }
  .pc-feat__text { padding: 24px 22px; }
  .pc-feat__title { font-size: 23px; }
  .pc-feat__corner { width: 48px; height: 48px; }
  /* 미니 카드: 스와이프 스냅 + 옆 카드 살짝 보이게(peek) */
  .pc-strip__track { scroll-snap-type: x mandatory; }
  .pc-mini { scroll-snap-align: start; flex-basis: 248px; width: 248px; }
  /* 헤딩 하단·내부 여백 넉넉하게 */
  .ds-head, .svc__head, .pc__head, .faq2__head { margin-bottom: 42px; }
  .reviews2__head { margin-bottom: 36px; }
  .ds-head .label, .svc__eyebrow, .pc__eyebrow, .faq2__eyebrow, .founder__eyebrow { margin-bottom: 14px; }
  .reviews2__head p, .pc__kicker { font-size: 16px; line-height: 1.72; }
  /* 자금분야 카드 본문 패딩 */
  .cn-card__body { padding: 18px 20px 20px; }
}
@media (max-width: 400px) {
  .hero-main { font-size: 29px; }
  .pc-mini { flex-basis: 236px; width: 236px; }
}

/* ===== FORMS-V2: 사이드폼 확대 / 모바일 플로팅바 확대·세련 ===== */
/* PC 사이드 상담폼 확대 */
@media (min-width: 921px) {
  .cf-side { width: 344px; padding: 24px 22px 18px; }
}
.cf-side__brand { margin-bottom: 16px; }
.cf-side__brand img { height: 30px; }
.cf-side__brand span { font-size: 16.5px; }
.cf-side__form { gap: 10px; }
.cf-side__form input { height: 52px; font-size: 15.5px; border-radius: 10px; }
.cf-side__phone { display: flex; align-items: center; gap: 7px; }
.cf-side__phone input { flex: 1 1 0; min-width: 0; text-align: center; padding: 0 6px; }
.cf-side__dash { flex: none; color: #b3bccb; font-weight: 700; }
.cf-side__submit { width: 100%; justify-content: center; margin-top: 4px; padding: 6px 6px; }
.cf-side__submit .btn-arrow__ico { width: 44px; height: 44px; font-size: 18px; }
.cf-side__submit .btn-arrow__txt { font-size: 16px; }
.cf-side__note { margin-top: 12px; font-size: 12px; }

/* 모바일 플로팅바 (구 FORMS-V2: 2줄 카드 + 펄스닷) — 제거.
   파일 끝 "segmented-standard" 블록이 더 높은 명시도(.cf-bar 스코프)로 이미 대체하고,
   hint/dot은 최종 블록에서 display:none 처리함. 아래 cfPulse keyframes는 보존. */
@media (max-width: 920px) {
  .cf-side { display: none; }
}
@keyframes cfPulse { 0%,100% { box-shadow: 0 0 0 3px rgba(34,176,106,.22); } 50% { box-shadow: 0 0 0 6px rgba(34,176,106,.06); } }
@media (prefers-reduced-motion: reduce) { .cf-bar__dot { animation: none; } }

/* ===== CLEANUP-V1: 상담입력 색상 통일 + 캐러셀 카드 2번째섹션풍 정돈 ===== */
/* 상담 섹션 입력 — 브랜드 색/테두리/포커스 통일 (다른 폼과 일치) */
.consult input, .consult select, .consult textarea { color: #16213a; background: #fff; border: 1px solid #d4d9e3; border-radius: 9px; }
.consult input::placeholder, .consult textarea::placeholder { color: #9aa4b4; }
.consult input:focus, .consult select:focus, .consult textarea:focus { outline: none; border-color: var(--gold); box-shadow: 0 0 0 3px rgba(76,117,197,.18); }
/* 캐러셀 피처 텍스트 카드 — 라이트 그라데이션 + 사선 패턴 + 얇은 테두리 */
.pc-feat__text { background: linear-gradient(135deg, #f8fafd 0%, #eaf0f8 100%); border: 1px solid #e6ebf3; }
.pc-feat__text::after { content: ""; position: absolute; inset: 0; z-index: 0; pointer-events: none; border-radius: 18px;
  background: repeating-linear-gradient(135deg, rgba(76,117,197,.05) 0 1px, transparent 1px 26px),
    radial-gradient(130% 120% at 116% -16%, rgba(76,117,197,.10), transparent 56%); }
.pc-feat__text > * { position: relative; z-index: 1; }
/* 캐러셀 미니 카드 — 라이트 그라데이션 + 얇은 테두리로 정돈 */
.pc-mini { background: linear-gradient(135deg, #f9fbfd 0%, #eef3fb 100%); border: 1px solid #e6ebf3; box-shadow: 0 14px 34px -24px rgba(20,35,80,.42); }
.pc-mini:hover { border-color: var(--gold-light); }
.pc-mini.is-active { border-color: var(--gold); box-shadow: 0 22px 46px -22px rgba(76,117,197,.5); }
.pc-mini__lead { color: #5f6b7e; }

/* ===== CONSULT-FLOATBAR: 상담폼 라벨/3블록폰 + 동의가독성 + 보기밑줄 + PC 슬림바 ===== */
/* 상담폼 라벨 위·입력 아래 */
.consult-field { display: flex; flex-direction: column; gap: 7px; }
.consult-field > label { font-size: 13px; font-weight: 700; letter-spacing: -0.01em; color: #eef2f8; }
.phone-3 { display: flex; align-items: center; gap: 8px; }
.phone-3 input { flex: 1 1 0; min-width: 0; text-align: center; }
.phone-3__dash { flex: none; color: rgba(255,255,255,.55); font-weight: 700; }
/* 동의영역 — 어두운 상담폼에서 가독성 */
.consult .agree { color: #e7ecf5; }
.consult .agree b { color: #fff; }
.consult .agree-all { background: rgba(255,255,255,.14); border-color: rgba(255,255,255,.34); color: #fff; }
.consult .agree-all b { color: #fff; }
.consult .agree-detail { background: rgba(255,255,255,.1); border-color: rgba(255,255,255,.22); }
.consult .agree-detail p { color: #d9e0ec; }
/* [보기] — 밑줄 텍스트 링크 */
.agree-view { flex: none; padding: 0; border: 0; background: none; color: var(--gold); font-size: 13px; font-weight: 700; text-decoration: underline; text-underline-offset: 3px; cursor: pointer; transition: color .2s ease; }
.agree-view:hover { color: #365da8; }
.consult .agree-view { background: none; border: 0; padding: 0; height: auto; font-size: 13px; font-weight: 700; color: var(--gold-light); text-decoration: underline; text-underline-offset: 3px; }
.consult .agree-view:hover { color: #fff; }

/* PC 슬림 플로팅바 (사이드폼 대체): 로고 + 태그라인 + CTA */
.cf-bar__pc { display: none; }
@media (min-width: 921px) {
  .cf-side { display: none !important; }
  .cf-bar { display: block; background: none; box-shadow: none; border: 0; padding: 0; }
  body { padding-bottom: clamp(150px, 20vh, 210px); }
  .cf-bar__brand, .cf-bar__quick, .cf-bar__mobile { display: none; }
  .cf-bar__pc { display: flex; align-items: center; justify-content: space-between; gap: 24px;
    height: clamp(150px, 20vh, 210px); padding: 0 max(40px, calc((100vw - var(--max)) / 2));
    background: rgba(255,255,255,.92); -webkit-backdrop-filter: blur(12px); backdrop-filter: blur(12px);
    border-top: 1px solid #e6e9f0; box-shadow: 0 -10px 30px rgba(10,20,40,.1); }
  .cf-bar__brand2 { display: flex; align-items: center; gap: 14px; min-width: 0; }
  .cf-bar__pc { box-shadow: 0 -14px 40px rgba(10,20,40,.14); }
  .cf-bar__brand2 img { height: 44px; width: auto; }
  .cf-bar__tagline { font-size: 16px; font-weight: 700; color: #1c3959; white-space: nowrap; }
  .cf-bar__tagline b { color: var(--gold); font-weight: 800; }
  .cf-bar__cta.btn-arrow { height: auto; padding: 6px 30px 6px 6px; gap: 14px; border: 1.5px solid rgba(255,255,255,.34); border-radius: 50px; box-shadow: 0 16px 34px -12px rgba(76,117,197,.6); }
  .cf-bar__cta.btn-arrow .btn-arrow__ico { width: 54px; height: 54px; font-size: 21px; }
  .cf-bar__cta.btn-arrow .btn-arrow__txt { font-size: 17px; }
  .cf-bar__cta.btn-arrow:hover { transform: none; }
  .cf-top { left: auto; right: 24px; bottom: clamp(166px, calc(20vh + 16px), 226px); }
}

/* ===== LABBAREUM-FORM: 필수 별표 / 안내문구 / PC바 2줄 ===== */
.req { color: #ff7d7d; font-style: normal; font-weight: 800; margin-left: 1px; }
.consult-help { margin: 8px 0 0; font-size: 12.5px; color: rgba(255,255,255,.72); }
.cf-bar__brand2 { flex-direction: column; align-items: flex-start; gap: 3px; }
.cf-bar__tagline { font-size: 18px; }

/* ===== FOUNDER-CTA ===== */
.founder__cta { margin-top: 30px; }

/* ===== MOBILE-FORM-FIX: 모바일 입력폼 깨짐(가로 넘침) 수정 ===== */
@media (max-width: 920px) {
  .consult-box { grid-template-columns: 1fr; gap: 28px; }
  .consult-box > * { min-width: 0; }
  .consult-row2 { grid-template-columns: 1fr; }
  .consult form { padding: clamp(18px, 5vw, 30px); min-width: 0; }
  .consult-field { min-width: 0; }
  .consult input, .consult select, .consult textarea { width: 100%; min-width: 0; box-sizing: border-box; }
  .phone-3 { min-width: 0; }
  .phone-3 input { min-width: 0; padding: 0 4px; }
}
@media (max-width: 640px) {
  .cf-modal { padding: 14px; }
  .cf-modal__box { width: 100%; max-width: 100%; box-sizing: border-box; }
  .cf-grid2 { grid-template-columns: 1fr; }
}

/* ===== MOBILE-SVC-2COL: 자금분야(마지막 섹션) 모바일 2열 ===== */
@media (max-width: 560px) {
  .cn-grid { grid-template-columns: repeat(2, 1fr); gap: 12px; }
  .cn-card { border-radius: 14px; }
  .cn-card__no { font-size: 21px; top: 9px; left: 11px; }
  .cn-card__cat { font-size: 10px; padding: 3px 8px; top: 10px; right: 9px; }
  .cn-card__body { padding: 13px 14px 15px; gap: 6px; }
  .cn-card__tit { font-size: 15.5px; }
  .cn-card__desc { font-size: 12px; line-height: 1.5; -webkit-line-clamp: 4; }
  .cn-card__more { font-size: 12px; }
}
@media (max-width: 360px) {
  .cn-grid { gap: 9px; }
  .cn-card__tit { font-size: 14px; }
  .cn-card__desc { -webkit-line-clamp: 3; }
}

/* ===== CONSULT-CHECKBOX-FIX: 동의 체크박스·라디오 거대화 수정 ===== */
.consult input[type="checkbox"], .consult input[type="radio"] {
  -webkit-appearance: auto; appearance: auto;
  width: 18px; height: 18px; max-width: 18px; min-width: 18px; min-height: 18px;
  padding: 0; margin: 0; background: none; border: 0; border-radius: 0; flex: none;
  accent-color: var(--gold); box-sizing: border-box; vertical-align: middle;
}
.consult .agree-all input[type="checkbox"] { width: 19px; height: 19px; max-width: 19px; min-width: 19px; }
.consult-radio label { display: inline-flex; align-items: center; gap: 6px; }


/* =====================================================================
   CF-BAR MOBILE — FINAL "segmented-standard" floating action bar
   Append to the END of styles.css (after the FORMS-V2 block ~1543-1577
   and after the 921px+ PC block ~1617). Source-order-last + .cf-bar
   scoping => wins the cascade over ALL earlier mobile blocks
   (MOBILE-FLOATBAR ~1294, POLICY28-EXT ~1436, FORMS-V2 ~1557).
   Mobile only (<=920px). Desktop / .cf-bar__pc untouched.
   In-app-browser safe: position:fixed, env() safe-area, no body transform.
   ===================================================================== */
@media (max-width: 920px) {

  /* Hide the PC side widget + PC slim bar pieces (defensive vs cascade debt) */
  .cf-side { display: none; }
  .cf-bar .cf-bar__pc,
  .cf-bar .cf-bar__brand,
  .cf-bar .cf-bar__quick { display: none !important; }

  /* Reserve space so the fixed bar never covers content.
     72px bar + iOS/in-app safe area. constant() (old iOS) then env() — later wins. */
  body { padding-bottom: 72px; }
  body { padding-bottom: calc(72px + constant(safe-area-inset-bottom, 0px)); }
  body { padding-bottom: calc(72px + env(safe-area-inset-bottom, 0px)); }

  /* ---- The anchored white surface (flush to edge, not a floating card) ---- */
  .cf-bar[data-cf-bar],
  .cf-bar {
    position: fixed;
    left: 0;
    right: 0;
    bottom: 0;
    z-index: 90;
    display: block;
    width: 100%;
    margin: 0;
    padding: 0;
    gap: 0;
    background: #ffffff;
    border: 0;
    border-top: 1px solid #e6e9f0;          /* one crisp hairline           */
    border-radius: 0;                        /* anchored, not a widget card  */
    box-shadow: 0 -10px 30px rgba(10, 20, 40, .12); /* one soft upward shadow */
    overflow: hidden;
    /* push content above the home-indicator / in-app chrome */
    padding-bottom: constant(safe-area-inset-bottom, 0px);
    padding-bottom: env(safe-area-inset-bottom, 0px);
    -webkit-backface-visibility: hidden;     /* steadier fixed pos in WebViews */
  }

  /* Kill the redundant hint sentence + pulsing green dot entirely */
  .cf-bar .cf-bar__hint,
  .cf-bar .cf-bar__dot { display: none !important; }

  /* ---- Row of 3 equal segments (real flex row, not display:contents) ---- */
  .cf-bar .cf-bar__mobile {
    display: flex;
    flex-direction: row;
    width: 100%;
    margin: 0;
    padding: 0;
  }
  .cf-bar .cf-bar__row {
    display: flex;
    flex-direction: row;
    width: 100%;
    gap: 0;
    margin: 0;
    padding: 0;
  }

  /* ---- One calm segment style for ALL three actions ---- */
  .cf-bar .cf-mbtn {
    flex: 1 1 0;
    min-width: 0;
    height: 72px;                            /* tall, generous tap target    */
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 6px;
    margin: 0;
    padding: 0 4px;
    border: 0;
    border-radius: 0;
    background: #ffffff;                      /* unified white surface        */
    color: #1c3959;                           /* brand navy label             */
    cursor: pointer;
    text-decoration: none;
    font-family: inherit;
    font-size: 13px;
    font-weight: 800;
    letter-spacing: -0.02em;
    line-height: 1.1;
    box-shadow: none;                         /* drop busy per-button shadows */
    -webkit-tap-highlight-color: transparent;
    transition: background-color .15s ease, filter .15s ease;
  }
  .cf-bar .cf-mbtn:active { filter: brightness(.97); }
  .cf-bar .cf-mbtn:focus-visible {
    outline: 2px solid var(--gold, #4c75c5);
    outline-offset: -3px;                     /* inset so it never clips edge */
  }

  /* thin hairline divider between segments (none before the filled segment) */
  .cf-bar .cf-mbtn + .cf-mbtn { border-left: 1px solid #dfe4ec; }

  .cf-bar .cf-mbtn__txt { white-space: nowrap; }

  /* Line icons: inherit segment color, thin stroke, no chip background */
  .cf-bar .cf-mbtn__ico {
    width: auto;
    height: auto;
    background: none;                         /* remove translucent chips     */
    border-radius: 0;
    display: grid;
    place-items: center;
    color: inherit;
  }
  .cf-bar .cf-mbtn__ico svg {
    width: 23px;
    height: 23px;
    display: block;
  }

  /* ---- PRIMARY: 상담문의 (opens modal) — solid calm brand blue ---- */
  .cf-bar .cf-mbtn--consult {
    background: var(--gold, #4c75c5);         /* flat, matches hero .btn-arrow */
    color: #ffffff;
  }
  .cf-bar .cf-mbtn--consult .cf-mbtn__ico { color: #ffffff; }
  .cf-bar .cf-mbtn--consult:focus-visible { outline-color: #fff; }
  .cf-bar .cf-mbtn--consult:active {
    filter: none;
    background: #365da8;                      /* site's canonical hover blue   */
  }
  /* no visible divider butting against the filled segment */
  .cf-bar .cf-mbtn--consult + .cf-mbtn { border-left-color: transparent; }

  /* ---- SECONDARY: 카톡상담 — quiet white, contained authentic Kakao chip ---- */
  .cf-bar .cf-mbtn--kakao {
    background: #ffffff;
    color: #1c3959;
  }
  .cf-bar .cf-mbtn--kakao .cf-mbtn__ico {
    width: 26px;
    height: 26px;
    border-radius: 50%;
    background: #FEE500;                      /* recognizable, but contained   */
    color: #3C1E1E;
  }
  .cf-bar .cf-mbtn--kakao .cf-mbtn__ico svg { width: 15px; height: 15px; }
  .cf-bar .cf-mbtn--kakao:active { background: #fffdf2; }

  /* ---- SECONDARY: 전화상담 — quiet white, brand-navy icon ---- */
  .cf-bar .cf-mbtn--call {
    background: #ffffff;
    color: #1c3959;
  }
  .cf-bar .cf-mbtn--call .cf-mbtn__ico { color: #1c3959; }
  .cf-bar .cf-mbtn--call:active { background: #f7f9fc; }

  /* Keep the scroll-to-top affordance clear of the taller bar */
  .cf-top { bottom: 86px; right: 14px; }
  .cf-top { bottom: calc(86px + env(safe-area-inset-bottom, 0px)); right: 14px; }
}

/* Respect reduced-motion (explicit) */
@media (max-width: 920px) and (prefers-reduced-motion: reduce) {
  .cf-bar .cf-mbtn { transition: none; }
  .cf-bar .cf-bar__dot { animation: none; }
}

/* Narrow phones (<=360px): trim labels/icons so 3 Korean labels never wrap */
@media (max-width: 360px) {
  .cf-bar .cf-mbtn { font-size: 12px; gap: 5px; padding: 0 3px; }
  .cf-bar .cf-mbtn__ico svg { width: 21px; height: 21px; }
  .cf-bar .cf-mbtn--kakao .cf-mbtn__ico { width: 24px; height: 24px; }
  .cf-bar .cf-mbtn--kakao .cf-mbtn__ico svg { width: 14px; height: 14px; }
}


/* ===== GRANT-POPUP : 상담 신청 완료 팝업 (self-contained; styles.css 맨 아래에 추가) ===== */
.grant-pop { position: fixed; inset: 0; z-index: 1200; display: grid; place-items: center; padding: 20px; }
.grant-pop[hidden] { display: none; }
.grant-pop__overlay { position: absolute; inset: 0; background: rgba(8,14,28,.66); backdrop-filter: blur(3px); animation: grantFade .25s ease; }
.grant-pop__box {
  position: relative; width: min(420px, 100%); max-height: 92vh; overflow-y: auto; box-sizing: border-box;
  background: #fff; border-radius: 18px; padding: 40px 30px 26px; text-align: center;
  box-shadow: 0 30px 80px rgba(8,14,28,.46); animation: grantIn .3s cubic-bezier(.2,.8,.2,1);
}
.grant-pop__x { position: absolute; top: 12px; right: 14px; width: 34px; height: 34px; border: 0; background: #f0f2f6; border-radius: 50%; font-size: 21px; line-height: 1; color: #5a6680; cursor: pointer; transition: background .15s ease; }
.grant-pop__x:hover { background: #e3e7ef; }
.grant-pop__check { width: 62px; height: 62px; margin: 0 auto 18px; border-radius: 50%; display: grid; place-items: center; color: #fff; background: var(--gold); box-shadow: 0 12px 26px -8px rgba(76,117,197,.7); animation: grantPop .42s cubic-bezier(.2,1.3,.4,1) .08s both; }
.grant-pop__check svg { width: 30px; height: 30px; }
.grant-pop__eyebrow { margin: 0 0 8px; color: var(--gold); font-size: 13px; font-weight: 800; letter-spacing: .06em; }
.grant-pop__title { margin: 0 0 16px; font-size: 22px; font-weight: 800; line-height: 1.36; color: #16213a; letter-spacing: -.01em; }
.grant-pop__divider { height: 1px; background: var(--line); margin: 0 0 16px; }
.grant-pop__desc { margin: 0 0 14px; font-size: 15px; line-height: 1.72; color: #2a3245; }
.grant-pop__desc strong { color: var(--gold); font-weight: 800; }
.grant-pop__desc--muted { font-size: 14px; color: #6b7385; margin-bottom: 20px; }
.grant-pop__desc--muted strong { color: #16213a; }
.grant-pop__kakao { display: flex; align-items: center; justify-content: center; gap: 8px; width: 100%; box-sizing: border-box; background: #FEE500; color: #3C1E1E; padding: 15px 12px; border-radius: 12px; font-weight: 800; font-size: 15.5px; text-decoration: none; letter-spacing: -.2px; box-shadow: 0 6px 16px -4px rgba(254,229,0,.6); transition: background .15s ease, transform .15s ease; }
.grant-pop__kakao:hover { background: #f5d800; transform: translateY(-1px); }
.grant-pop__kakao-ico { display: inline-grid; place-items: center; }
.grant-pop__kakao-ico svg { width: 19px; height: 19px; }
.grant-pop__tel { margin: 14px 0 0; font-size: 13.5px; color: #6b7385; }
.grant-pop__tel a { color: #16213a; font-weight: 800; text-decoration: none; letter-spacing: -.01em; }
.grant-pop__tel a:hover { text-decoration: underline; }
.grant-pop__close-btn { margin: 18px auto 0; display: block; background: none; border: 0; color: #8a92a4; font-size: 13.5px; font-weight: 700; cursor: pointer; padding: 6px 10px; }
.grant-pop__close-btn:hover { color: #5a6680; }
@keyframes grantFade { from { opacity: 0; } to { opacity: 1; } }
@keyframes grantIn { from { transform: translateY(22px); opacity: 0; } to { transform: translateY(0); opacity: 1; } }
@keyframes grantPop { from { transform: scale(.4); opacity: 0; } to { transform: scale(1); opacity: 1; } }
@media (prefers-reduced-motion: reduce) {
  .grant-pop__overlay, .grant-pop__box, .grant-pop__check { animation: none; }
}
@media (max-width: 480px) {
  .grant-pop { padding: 14px; }
  .grant-pop__box { padding: 34px 22px 22px; border-radius: 16px; }
  .grant-pop__title { font-size: 20px; }
}
body.grant-lock { overflow: hidden; }



/* ===== MKT-CONSENT-POPUP (lab-bareum brm-mkt 적응) + phone-3 select ===== */
/* ===== 마케팅 수신 동의 팝업 (자기완결 / #brm-mkt-overlay 스코프) =====
   기존 .modal/.show 시스템과 완전 분리. 워드프레스 테마 스타일 오염 양방향 차단. */
#brm-mkt-overlay.brm-mkt-overlay{
  position:fixed; inset:0; z-index:2147483600;
  display:flex; align-items:center; justify-content:center;
  padding:20px; box-sizing:border-box;
  background:rgba(20,16,12,.55);
  opacity:0; visibility:hidden; pointer-events:none;
  transition:opacity .22s ease, visibility .22s ease;
  -webkit-tap-highlight-color:transparent;
  -webkit-font-smoothing:antialiased;
  font-family:"Pretendard","Apple SD Gothic Neo","Noto Sans KR",-apple-system,BlinkMacSystemFont,"Malgun Gothic",sans-serif;
}
#brm-mkt-overlay.brm-mkt-overlay[hidden]{ display:none; }
#brm-mkt-overlay.brm-mkt-open{ opacity:1; visibility:visible; pointer-events:auto; }
#brm-mkt-overlay *{ box-sizing:border-box; }

#brm-mkt-overlay .brm-mkt-card{
  position:relative;
  width:100%; max-width:420px;
  max-height:calc(100vh - 40px); overflow-y:auto;
  -webkit-overflow-scrolling:touch;
  background:#fff; border-radius:20px;
  padding:34px 26px 26px;
  box-shadow:0 24px 70px rgba(0,0,0,.28);
  text-align:center; color:#3C1E1E;
  transform:translateY(14px) scale(.96);
  transition:transform .26s cubic-bezier(.2,.8,.24,1);
}
#brm-mkt-overlay.brm-mkt-open .brm-mkt-card{ transform:translateY(0) scale(1); }

#brm-mkt-overlay .brm-mkt-close{
  position:absolute; top:12px; right:14px;
  width:38px; height:38px; padding:0; margin:0;
  border:none; background:transparent; cursor:pointer;
  font-size:26px; line-height:1; color:#9a958f; border-radius:50%;
  transition:color .15s ease, background .15s ease;
}
#brm-mkt-overlay .brm-mkt-close:hover{ color:#3C1E1E; background:#f3f1ee; }
#brm-mkt-overlay .brm-mkt-close:focus-visible{ outline:2px solid #3C1E1E; outline-offset:2px; }

#brm-mkt-overlay .brm-mkt-title{
  margin:6px 0 12px; padding:0;
  font-size:21px; font-weight:800; letter-spacing:-.3px;
  color:#3C1E1E; line-height:1.3;
}
#brm-mkt-overlay .brm-mkt-desc{
  margin:0 0 20px; padding:0;
  font-size:14px; line-height:1.6; color:#8a8079; font-weight:500;
}

#brm-mkt-overlay .brm-mkt-list{
  background:#f6f4f1; border-radius:14px;
  padding:18px 18px; margin:0 0 22px; text-align:left;
}
#brm-mkt-overlay .brm-mkt-item{
  display:flex; align-items:center; gap:12px; padding:7px 0;
}
#brm-mkt-overlay .brm-mkt-badge{
  flex:0 0 auto;
  width:24px; height:24px; border-radius:50%;
  background:#d9d3cc; color:#fff;
  display:flex; align-items:center; justify-content:center;
  font-size:13px; font-weight:700; line-height:1;
}
#brm-mkt-overlay .brm-mkt-item-text{
  font-size:14px; font-weight:600; color:#4a4036; line-height:1.45;
}

#brm-mkt-overlay .brm-mkt-actions{
  display:flex; gap:10px; margin-top:4px;
}
#brm-mkt-overlay .brm-mkt-btn{
  flex:1 1 0; min-width:0; min-height:52px;
  padding:14px 10px; border-radius:12px; cursor:pointer;
  font-size:15px; font-weight:700; line-height:1.2;
  font-family:inherit; letter-spacing:-.01em;
  transition:transform .12s ease, filter .15s ease, background .15s ease, border-color .15s ease, box-shadow .15s ease;
}
#brm-mkt-overlay .brm-mkt-btn:active{ transform:translateY(1px); }
#brm-mkt-overlay .brm-mkt-btn:focus-visible{ outline:2px solid #3C1E1E; outline-offset:2px; }
#brm-mkt-overlay .brm-mkt-btn-decline{
  background:#fff; color:#3C1E1E; border:1.5px solid #d8d3cd;
}
#brm-mkt-overlay .brm-mkt-btn-decline:hover{ background:#f6f4f1; border-color:#cfc7bf; }
#brm-mkt-overlay .brm-mkt-btn-agree{
  background:#FAE100; color:#3C1E1E; border:1.5px solid #FAE100; font-weight:800;
}
#brm-mkt-overlay .brm-mkt-btn-agree:hover{ filter:brightness(.96); box-shadow:0 8px 18px rgba(250,225,0,.4); }

@media (max-width:420px){
  #brm-mkt-overlay .brm-mkt-card{ padding:30px 18px 20px; border-radius:18px; }
  #brm-mkt-overlay .brm-mkt-title{ font-size:19px; }
  #brm-mkt-overlay .brm-mkt-actions{ flex-direction:column; gap:10px; }
  #brm-mkt-overlay .brm-mkt-btn{ width:100%; }
}
@media (prefers-reduced-motion:reduce){
  #brm-mkt-overlay.brm-mkt-overlay,
  #brm-mkt-overlay .brm-mkt-card{ transition:none; }
}
.phone-3 select { flex: 0 0 auto; width: auto; min-width: 64px; max-width: 88px; text-align: center; text-align-last: center; cursor: pointer; }
.phone-3 input { flex: 1 1 0; width: auto; min-width: 0; }
.consult-phone .phone-3__dash, .cf-phone .phone-3__dash { color: #aab3c2; }
.cf-fullw { width: 100%; box-sizing: border-box; }
.cf-phone { margin: 0 0 11px; }